Shelter Bay, WA Real Estate & Homes for Sale

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15 homes for saleUpdated Oct 23★ 5.0 · 55 reviews

Shelter Bay, WA Real Estate & Homes for Sale

La Conner's marina community on the Swinomish Channel. Browse every Shelter Bay listing below, see what's selling and for how much, and get a straight answer from Irena Kolbert, REALTOR®, born and raised in Whatcom County.

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Written valuation from Shelter Bay comps within one business day · Written valuation within one business day
15homes for sale
$460kmedian list price
$285list $/sq ft
Shelter Bay listings

15 homes for sale in Shelter Bay

NWMLS · updated Oct 23
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New
$459,999$154/sqft
4 bd · 3 ba · 2,995 sqft · HouseListing by Real Broker LLC692 Umpqua Place, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 1
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$299,900$305/sqft
2 bd · 2 ba · 984 sqft · HouseListing by RSVP Brokers ERA611 Wanapum Drive, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 4
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Price dropWaterfront
$659,000$370/sqft
2 bd · 2 ba · 1,779 sqft · HouseListing by RE/MAX Gateway103 Chinook Place, La Conner, WA 98257-9633
Shelter Bay · Cumulative Days Active: 23
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Waterfront
$725,000$425/sqft
2 bd · 2 ba · 1,704 sqft · HouseListing by Windermere RE Anacortes Prop.104 Chinook Place, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 27
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$499,900$205/sqft
3 bd · 2.25 ba · 2,434 sqft · HouseListing by RSVP Brokers ERA446 Modoc Place, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 28
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Waterfront
$725,000$285/sqft
3 bd · 1.75 ba · 2,540 sqft · HouseListing by Windermere RE Anacortes Prop.119 Lummi Dr, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 29
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Price dropWaterfront
$920,000$445/sqft
3 bd · 2 ba · 2,068 sqft · HouseListing by Windermere RE Anacortes Prop.100 Samish Place, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 49
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Price drop
$399,000$219/sqft
3 bd · 1.75 ba · 1,820 sqft · HouseListing by Windermere RE Anacortes Prop.511 Kloshe Way, La Conner, WA 98257
Shelter Bay · Cumulative Days Active: 55
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$599,000$215/sqft
3 bd · 1.75 ba · 2,780 sqft · HouseListing by RE/MAX Gateway421 Umatilla Drive, La Conner, WA 98257-9542
Shelter Bay · Cumulative Days Active: 55
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Shelter Bay housing market · October 2026

What Shelter Bay homes are listed for right now.

Updated Oct 23 · NWMLS active listings · Compare all areas →
Live from NWMLSOctober 2026: Shelter Bay has 15 homes for sale right now at a median list price of $460k, 2 new this week, 8 price cuts. Ask Irena how fast comparable homes are actually going pending.
Homes for sale15as of Oct 23
Median list price$460kactive listings
List price per sq ft$285median
Cumulative Days Active55median, active listings
What your budget buys in Shelter Bay$600k
$450k$600k$850k$1.3M

An updated golf-course or marina-area home.

30% above the Shelter Bay median list price of $460k
Irena's read on Shelter Bay this month

Shelter Bay buyers get marina, golf, and channel living below fee-simple prices — on leased land. Lease term, rent, and financing rules are the whole conversation.. Right now Shelter Bay has 15 homes listed at a median of $460k.

Ask about a specific home →
Shelter Bay vs. nearbyShould you look one town over?
Shelter Bay is the value pick of the three. Irena shows in all of them and will tell you honestly which fits.
Selling in Shelter BayFull Shelter Bay seller guide →

Shelter Bay sellers must lead with lease terms — buyers and lenders ask first. Current lease rent, term remaining, and HOA dues assembled at listing keep escrow on track.

1Line up a leasehold-experienced lender to pre-qualify buyers.
2Price within 3% of the comps — in Shelter Bay, well-priced homes draw the first-week buyers while over-priced ones sit.
3Buyers here are informed and patient — condition and a clean pre-inspection close the gap.
The market right now
15homes for sale now
$460kmedian list price
55client reviews · 5.0 average

Irena's Shelter Bay closings will appear here as they post. Market figures are from the NWMLS feed.

What would mine sell for? →
Where to look

4 areas of Shelter Bay, and what homes cost in each.

Channel waterfront$800k–1.5M
Docks on the Swinomish Channel

Homes on the channel with private or nearby moorage and La Conner views.

Water & views
0 for sale here now
Ask Irena
Buying in Shelter Bay

What to know before you buy a home in Shelter Bay.

About Shelter Bay

Shelter Bay was developed in the late 1960s on the Swinomish Reservation across the Rainbow Bridge from La Conner — a gated community of about 900 homes around a marina and nine-hole golf course, with pools, tennis, and a clubhouse. The land is leased from the Swinomish Indian Tribal Community under a master lease, which is the single most important thing to understand before buying.

Homes run from original 1970s ramblers to remodeled channel-front houses with docks. Prices sit below fee-simple waterfront in La Conner or Anacortes; lease rent and term, HOA dues, and financing rules make up the difference.

Why buyers choose Shelter Bay+Marina, golf, and pools five minutes from La Conner+Channel waterfront below fee-simple prices+Single-level homes
Honest trade-offs−Leased land — lease term, rent, and financing rules differ from fee simple−HOA dues plus lease rent add to monthly cost−Rental and resale rules set by the association and lease
Irena Kolbert"Irena goes out of her way to ensure her clients are satisfied and it’s not just talk - she hustles."
— Michael Hinkle · Google review
Recently sold in Shelter Bay

What Shelter Bay homes just closed for.

See Irena's recent sales
Irena's Shelter Bay closings will appear here as they post. In the meantime, she can pull every closed sale in Shelter Bay from the last 90 days for you.Ask for Shelter Bay comps →
Your agent in Shelter Bay

Irena Kolbert, John L. Scott Bellingham — serving Shelter Bay buyers and sellers.

Meet Irena →
Lease land explained plainlyLease term, rent, and renewal history affect financing and resale — Irena has walked dozens of buyers through it.
HOA and marina rulesMoorage, rentals, and dues come from the Shelter Bay association; Irena has the current documents.
La Conner in five minutesGalleries, restaurants, and the channel boardwalk are just over the bridge.
More in Shelter Bay

Selling, building, or something specific? Irena does that here too.

Shelter Bay FAQ

Questions about buying in Shelter Bay.

Don't see yours? Text Irena at (360) 712-6860.

Irena's Shelter Bay tip

Use a lender experienced with leasehold property; not all are.

Costs of owning in Shelter BayProperty tax: Leasehold — property taxes on improvements; confirm current assessmentUtilities: Community water and sewer; PSEInsurance: Standard; waterfront riders on channel homesAlso: Master-lease rent; Shelter Bay Company dues; marina moorage fees

You own the home and lease the lot from the Swinomish Tribe under a master lease. Financing options and resale differ from fee-simple — Irena explains the current terms.

Yes, through lenders experienced with leasehold property. Irena works with them regularly.

The association sets them; Irena confirms current rules before you offer.

Updated Oct 23 from the NWMLS. Irena also knows about homes before they list — ask her.

Text or call (360) 712-6860, or tap Ask Irena on any listing. Same-day showings are usually possible.

No obligation

Looking in Shelter Bay? Tell Irena what you want.

She'll send matching Shelter Bay homes — including ones that haven't hit the market — and answer any question about a listing above. Replies within the hour, seven days a week.

Irena KolbertIrena Kolbert, Realtor®(360) 712-6860 · [email protected]
Irena sees: Shelter Bay · Buying · interested in Channel waterfront
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Nearby: homes for sale near Shelter Bay