Lake Whatcom, WA Real Estate & Homes for Sale

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84 homes for saleUpdated Oct 23★ 5.0 · 55 reviews

Lake Whatcom, WA Real Estate & Homes for Sale

Bellingham's big lake — lakefront docks, view homes, and Sudden Valley, fifteen minutes from downtown. Browse every Lake Whatcom listing below, see what's selling and for how much, and get a straight answer from Irena Kolbert, REALTOR®, born and raised in Whatcom County.

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Written valuation from Lake Whatcom comps within one business day · Written valuation within one business day
84homes for sale
$700kmedian list price · homes
$390list $/sq ft
Lake Whatcom listings

84 homes for sale in Lake Whatcom

NWMLS · updated Oct 23
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New
$1,195,000$392/sqft
4 bd · 3.5 ba · 3,051 sqft · HouseListing by Windermere RE Arlington16 N Point Drive, Bellingham, WA 98229
Sudden Valley · Cumulative Days Active: 0
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NewFirst Look
$450,000$503/sqft
2 bd · 1 ba · 895 sqft · CondoListing by Keller Williams Western Realty3700 Alabama Street #209, Bellingham, WA 98229
Alabama Hill · Cumulative Days Active: 0
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NewFirst Look
$685,000$634/sqft
3 bd · 1.5 ba · 1,080 sqft · HouseListing by BHHS Bayside Realty1431 Portal Drive, Bellingham, WA 98229
Whatcom Falls · Cumulative Days Active: 0
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New
$595,000$323/sqft
3 bd · 2 ba · 1,841 sqft · HouseListing by Coldwell Banker Bain80 A Windward Drive, Bellingham, WA 98229
Sudden Valley · Cumulative Days Active: 0
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NewFirst Look
$70,000/sqft
LandListing by eXp Realty17 Black Bear Court, Bellingham, WA 98229
Sudden Valley · Cumulative Days Active: 0
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New
$585,000$255/sqft
5 bd · 2.25 ba · 2,292 sqft · HouseListing by Weichert Realtors Vanson Assoc3031 Crest Court, Bellingham, WA 98226
Alabama Hill · Cumulative Days Active: 2
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New
$299,000$166/sqft
4 bd · 2 ba · 1,800 sqft · HouseListing by RE/MAX Whatcom County, Inc.3 Horizon Hill Lane, Bellingham, WA 98229
Sudden Valley · Cumulative Days Active: 2
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$489,900$372/sqft
3 bd · 2 ba · 1,316 sqft · HouseListing by Keller Williams Western Realty10 Lost Fork Lane, Bellingham, WA 98229
Sudden Valley · Cumulative Days Active: 8
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$630,000$522/sqft
3 bd · 1.75 ba · 1,208 sqft · HouseListing by COMPASS2322 View Ridge Drive, Bellingham, WA 98229
Alabama Hill · Cumulative Days Active: 14
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Lake Whatcom housing market · October 2026

What Lake Whatcom homes are listed for right now.

Updated Oct 23 · NWMLS active listings · Compare all areas →
Live from NWMLSOctober 2026: Lake Whatcom has 84 homes for sale right now at a median home list price of $700k, 7 new this week, 30 price cuts. Ask Irena how fast comparable homes are actually going pending.
Homes for sale84as of Oct 23
Median list price$700khomes only, land excluded
List price per sq ft$390median
Cumulative Days Active77median, active listings
What your budget buys in Lake Whatcom$600k
$350k$600k$900k$1.5M

A 3-bed in Alabama Hill or Geneva with a lake view from the deck.

14% below the Lake Whatcom median list price of $700k
Irena's read on Lake Whatcom this month

Lake Whatcom buyers are comparing three different products on one lake: low-bank lakefront with a dock on the North Shore or in Geneva, lake-view homes in Silver Beach and Alabama Hill with city services, and Sudden Valley homes with HOA amenities and a marina. Watershed rules and water-sewer service differ by shore. Right now Lake Whatcom has 84 homes listed at a median of $700k.

Ask about a specific home →
Lake Whatcom vs. nearbyShould you look one town over?
Sudden Valley and Lake Samish run below Lake Whatcom on price — worth a look if budget is tight. Irena shows in all three.
Selling in Lake WhatcomFull Lake Whatcom seller guide →

Lake Whatcom sellers reach Bellingham buyers who want water within fifteen minutes of downtown and relocating buyers searching the lake by name. Documenting dock permits, watershed compliance, boat-permit history, and the water/sewer provider up front removes the questions that stall lakefront offers.

1Photograph from the water side at golden hour and state the bank type and dock status in the first line.
2Price within 3% of the comps — in Lake Whatcom, well-priced homes draw the first-week buyers while over-priced ones sit.
3Buyers here are informed and patient — condition and a clean pre-inspection close the gap.
The market right now
84homes for sale now
$700kmedian list price · homes
55client reviews · 5.0 average

Irena's Lake Whatcom closings will appear here as they post. Market figures are from the NWMLS feed.

What would mine sell for? →
Where to look

6 areas of Lake Whatcom, and what homes cost in each.

Silver Beach & Bloedel Donovan$700k–1.5M; lakefront higher
North end, city services

Bellingham neighborhood above Bloedel Donovan Park; 1960s–90s homes, lake views, the public swim beach and boat launch, Silver Beach Elementary.

Water & viewsEasy commute
0 for sale here now
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Buying in Lake Whatcom

What to know before you buy a home in Lake Whatcom.

About Lake Whatcom

Lake Whatcom is Bellingham's big lake — ten miles long, deep and cold, running from Bloedel Donovan Park at the edge of the city southeast past Sudden Valley to a quiet rural end near Wickersham. It is also the drinking-water reservoir for the city, and that single fact shapes the market: watershed rules limit clearing and new impervious surface, boats are inspected for invasive species, and the shoreline has stayed greener than most lakes this close to a downtown.

Housing follows the shore. Silver Beach and Alabama Hill are Bellingham neighborhoods with city water and sewer, 1950s–90s homes, and lake views from the slope. Geneva and the North Shore are unincorporated with district water and sewer — the lakefront with docks is here, and so are the highest prices. Sudden Valley is its own gated community of about 7,000 with a marina, golf course and HOA. The south end — South Bay, Blue Canyon, Glenhaven — is rural, on septic, in the Mount Baker school district, and priced accordingly.

Why buyers choose Lake Whatcom+Lakefront and lake views ten to twenty minutes from downtown Bellingham+Protected watershed keeps the shoreline green and the water clean+Every budget has a shore: Sudden Valley to North Shore lakefront
Honest trade-offs−Watershed rules limit clearing, additions and new impervious surface−Lakefront, lake-view and lake-access homes are priced very differently — read the listing carefully−Boat inspection permits, dock permits, and HOA dues in Sudden Valley
Irena Kolbert"Irena helped my wife and I purchase our first home. We are so glad she was able to work with us through each step in the process in a quick and diligent manner."
— D K · Google review
Recently sold in Lake Whatcom

What Lake Whatcom homes just closed for.

All of Irena's recent sales
A Lake Whatcom client★★★★★

“Irena helped my wife and I purchase our first home. We are so glad she was able to work with us through each step in the process in a quick and diligent manner.”

D K · Google reviewMore client reviews →
Your agent in Lake Whatcom

Irena Kolbert, John L. Scott Bellingham — serving Lake Whatcom buyers and sellers.

Meet Irena →
Lakefront, lake view, or lake accessLow-bank waterfront with a dock, a view home across the road, and a Sudden Valley home with marina access are three different markets — Irena prices each against its own comps.
Watershed rules read before you writeLake Whatcom is Bellingham's drinking water: clearing, impervious surface, and stormwater limits apply to additions and new construction, and every boat needs an inspection permit. Irena checks what a parcel allows.
City services or district and septicSilver Beach and Alabama Hill sit inside Bellingham; Geneva, Sudden Valley and the North Shore are served by the Lake Whatcom Water & Sewer District; the south end is largely on septic. Irena confirms per address.
More in Lake Whatcom

Selling, building, or something specific? Irena does that here too.

SellingSell Your House in Bellingham, WAStreet-level pricing and prep that pays.Sell in Lake Whatcom →Land & acreageLand & Acreage for Sale in Bellingham, WAFeasibility before you fall in love.Talk land →WaterfrontWaterfront Homes for Sale in Bellingham, WAShoreline, view, and discretion — done right.Private consult →New constructionNew Construction Homes for Sale in Bellingham, WABuilder contracts read, incentives negotiated, inspections done.See builders →CommercialCommercial Real Estate in Bellingham, WABuying or selling — zoning, financials, and a clean close.Talk commercial →Manufactured homesManufactured Homes for Sale in Bellingham, WAOn land or in a community — financed right.See homes →Condos & townhomesCondos & Townhomes for Sale in Bellingham, WAHOA due diligence on every building.See buildings →55+ communities55+ Communities in Bellingham, WADues, rules, and single-level living side by side.Compare communities →Probate & estateProbate & Estate Sales in Bellingham, WACourt-ready paperwork, clean-out handled, patient with families.Plan the sale →First-time buyersFirst-Time Home Buyer Programs in Bellingham & Whatcom County, WADown-payment programs and plain-English guidance.Start here →InvestmentInvestment Property in Bellingham, WAUnderwritten from real income comps; buy side and sell side.Run the numbers →
Lake Whatcom FAQ

Questions about buying in Lake Whatcom.

Don't see yours? Text Irena at (360) 712-6860.

Irena's Lake Whatcom tip

Ask for the parcel's watershed status and the water/sewer provider before you write — they decide what you can build and what it costs to own.

Costs of owning in Lake WhatcomProperty tax: ~0.95–1.0% effective property taxUtilities: City of Bellingham water/sewer at the north end; Lake Whatcom Water & Sewer District for Geneva, Sudden Valley and the North Shore; septic at the south end; PSEInsurance: Standard; bank stability and dock coverage on lakefrontAlso: Lake Whatcom watershed overlay (stormwater, clearing, impervious surface); aquatic-invasive-species boat permit; shoreline permits for docks; SVCA dues in Sudden Valley

The north end — Silver Beach, Alabama Hill, Bloedel Donovan — is inside city limits. Geneva, the North Shore, Sudden Valley, and the south end are unincorporated Whatcom County with Bellingham addresses (South Bay uses Sedro-Woolley addresses and Mount Baker schools). Irena confirms jurisdiction and district per address.

Yes. Lakefront homes have docks or buoys where permitted, Sudden Valley has a marina, and Bloedel Donovan has a public launch. Every boat needs an aquatic-invasive-species inspection permit before launching, and dock work needs a shoreline permit.

About 10–15 minutes from Silver Beach, Geneva and Alabama Hill; 15–20 from Sudden Valley and the North Shore; 30 or more from the south end.

Yes — the Lake Whatcom watershed overlay limits clearing, impervious surface and stormwater runoff on new construction and larger remodels, in both the city and the county. Irena pulls the parcel's zoning and watershed status before you plan an addition.

Updated Oct 23 from the NWMLS. Irena also knows about homes before they list — ask her.

Text or call (360) 712-6860, or tap Ask Irena on any listing. Same-day showings are usually possible.

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Irena KolbertIrena Kolbert, Realtor®(360) 712-6860 · [email protected]
Irena sees: Lake Whatcom · Buying · interested in Silver Beach & Bloedel Donovan
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