Irena KolbertJohn L. Scott Real Estate

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4540 Cable Street, Bellingham, WA 98229

Bellingham, WA 98229 · Bellingham

4 bd1 ba1,477 sqft0.32 ac lotBuilt 1981House

$480,000 $325 / sqft · Cumulative Days Active: 15 Estimate your monthly payment ↓

Listing by Windermere RE Whatcom, Inc. 1 / 33

Price / sqft$325

Lot0.32 acres

Year built1981

TypeHouse

HOANone

Cumulative Days Active15

About this home

Bring your vision to this 1,477 SF home in Bellingham’s Geneva neighborhood! The home offers an opportunity to put in sweat equity and make it your own. A cute front porch welcomes you into an open living, dining, and kitchen area. One bedroom and a full bathroom are on the main level, with three additional bedrooms upstairs, including one with an attached sunroom. The exterior was painted within the last year. On the corner lot, a fenced backyard feels private and offers a garden shed and lean-to for storage. Enjoy being close to Lake Whatcom, trails, and a bus line, with I-5 and downtown Bellingham just a few minutes away. Bring your ideas and make this home your own!

NWMLS logo Listing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Sep 25, 2026MLS# 2587655

Facts & features

4Beds

1Baths

1,477 sqftLiving area

$325Price / sqft

1981Year built

0.32 acLot

Interior

Bedrooms4

Bathrooms1

Living area1,477 sqft

StoriesTwo

FlooringLaminate, Carpet

AppliancesRefrigerator, Stove(s)/Range(s)

Building

TypeHouse

Year built1981

RoofComposition

Lot & exterior

Lot size0.32 acres (13,900 sqft)

ViewTerritorial

WaterfrontNo

Parking

ParkingOff Street

Utilities

HeatingElectric

SewerSewer Connected

WaterPublic

HOA & taxes

HOA duesNone

Property tax (2026)$148 / yr

Interior features

Exterior & lot

Wood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term

Down payment$20%

Interest rate%

Est. total / month$2,54930-year fixed · 6.5%

P&I $2,427Taxes $12Insurance $110

Plus ~$14,400 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →

Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 25, 2026Listed for sale $480,000

Schools

Bellingham School District

ElementaryGeneva Elem

MiddleBuyer To Verify

HighBellingham High

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.

Location

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⬤ Street view ↗

Downtown Bellingham9 min

WWU9 min

St. Joseph Hospital8 min

Peace Arch border36 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive

MLS #2587655

ListedSep 25, 2026

List price$480,000

Cumulative Days Active15

Property typeHouse

Listing brokerageWindermere RE Whatcom, Inc.

SourceNWMLS as distributed by MLS GRID

Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:56 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.