Price drop

415 N State Street #406, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
2 bd1 ba1,000 sqft0.21 ac lotBuilt 1964Condo
$480,000 $480 / sqft · Cumulative Days Active: 91 Estimate your monthly payment ↓
Condo, Bellingham Listing by Windermere RE Whatcom, Inc. 1 / 32
Price / sqft$480
Lot0.21 acres
Year built1964
TypeCondo
HOA$525/mo
Cumulative Days Active91

About this home

PRICE REDUCTION!! SELLER MOVING, OFFERING SELLER FINANCING BELOW CURRENT 30 YR CONVENTIONAL. Experience the best of Bellingham from this beautifully updated 2-bedroom, 1-bathroom condo, ideally located just minutes from vibrant downtown Bellingham, waterfront parks, restaurants, shopping, and entertainment. Enjoy breathtaking panoramic views of Bellingham Bay, the Puget Sound, the San Juan Islands, and spectacular sunsets from your private balcony and light-filled living spaces. Recent updates include luxury vinyl plank flooring, new carpet, fresh paint, new appliances, and a new washer/dryer combination unit, creating a move-in-ready home that blends comfort with style. The open-concept layout is perfect for everyday living and entertaining while showcasing the stunning water and mountain vistas. Elevator access to all floors including the commons area, workout room, sauna, and pool. Conveniently located between downtown Bellingham, Fairhaven, and Western Washington University with easy access to trails, parks, and recreation, this condominium offers the ideal Pacific Northwest lifestyle.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Jul 23, 2026MLS# 2557487

Facts & features

2Beds
1Baths
1,000 sqftLiving area
$480Price / sqft
1964Year built
0.21 acLot
Interior
Bedrooms2
Bathrooms1
Living area1,000 sqft
StoriesOne
FlooringVinyl Plank, Carpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeCondo
Year built1964
RoofTorch Down
Lot & exterior
Lot size0.21 acres (9,030 sqft)
ViewBay, City, Islands, Mountains, Ocean, Sound
WaterfrontNo
Parking
ParkingOff Street
Utilities
HeatingElectric
HOA & taxes
HOA dues$525 / mo
Property tax (2026)$4,875 / yr
Interior features
Cooking-ElectricInsulated WindowsWater Heater
Exterior & lot
StoneStucco

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,46830-year fixed · 6.5%
P&I $2,427Taxes $406Insurance $110HOA $525
Plus ~$14,400 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jul 23, 2026Listed for sale $565,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
Downtown Bellingham5 min
WWU5 min
St. Joseph Hospital7 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $480
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 22% above the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2557487
ListedJul 23, 2026
List price$480,000
Cumulative Days Active91
Property typeCondo
Listing brokerageWindermere RE Whatcom, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:48 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.