2940 Cedar Avenue, Lummi Island, WA 98262

Lummi Island, WA 98262 · Lummi Island
2 bd2 ba1,080 sqft0.42 ac lotBuilt 2008House
$375,000 $347 / sqft · Cumulative Days Active: 664 Estimate your monthly payment ↓
Traditional, Lummi Island Listing by RE/MAX Whatcom County, Inc. 1 / 38
Price / sqft$347
Lot0.42 acres
Year built2008
TypeHouse
HOA$175/mo
Cumulative Days Active664

About this home

**PRICED TO SELL!** An exceptional opportunity to own a slice of Lummi Island paradise in the desirable Scenic Estates community! Offered at approximately $300,000 below assessed value, this charming 2008-built, single-level home, sits on a rare double lot totaling .42 acres. Thoughtfully designed with accessibility and aging in place in mind, the inviting 2-bedroom home features an easy-flow floor plan, abundant natural light from windows and skylights, warm tongue-and-groove pine walls, durable laminate flooring, and a cozy propane stove. 2 car garage has been converted into a recording studio, but could easily covert to a primary bed/bath, and a partially unfinished crawl space offers additional storage spaces. Step outside onto the spacious Trex deck facing east, perfect for entertaining, relaxing, or simply soaking in the peaceful island atmosphere. A 10x10 storage shed provides additional space for tools and island toys. Just steps from the community beach, boat launch, and clubhouse, you’ll enjoy easy access to the outdoor recreation and natural beauty that make Lummi Island so special. Whether you’re seeking a full-time residence, weekend escape, or peaceful place to retire, this property delivers island living, accessibility, and outstanding value at an incredible price!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Nov 6, 2026MLS# 2601969

Facts & features

2Beds
2Baths
1,080 sqftLiving area
$347Price / sqft
2008Year built
0.42 acLot
Interior
Bedrooms2
Bathrooms2
Living area1,080 sqft
StoriesOne
AppliancesDishwasher, Dryer, Microwave, Refrigerator, See Remarks, Stove(s)/Range(s), Washer
Building
TypeHouse
StyleTraditional
Year built2008
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.42 acres (18,295 sqft)
ViewBay, Partial, See Remarks, Sound, Strait, Territorial
WaterfrontNo
Parking
ParkingDriveway, Attached Garage, RV Parking
Utilities
HeatingElectric, Propane
SewerSeptic Tank
WaterCommunity
HOA & taxes
HOA dues$175 / mo
Property tax (2026)$4,794 / yr
Interior features
Ceiling Fan(s)Dbl Pane/Storm WindowFireplaceSkylight(s)Water HeaterWired for Generator
Exterior & lot
Wood Products

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,58130-year fixed · 6.5%
P&I $1,896Taxes $400Insurance $110HOA $175
Plus ~$11,250 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Nov 6, 2026Listed for sale $375,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryBeach Elem
MiddleVista Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham15 min
WWU14 min
St. Joseph Hospital17 min
Peace Arch border34 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$699k26 active listings
Cumulative Days Active188median, active listings
List price per sqft$407this home: $347
Homes for sale26in Lummi Island

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 15% below the median of current Lummi Island listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2601969
ListedNov 6, 2026
List price$375,000
Cumulative Days Active664
Property typeHouse
StyleTraditional
Listing brokerageRE/MAX Whatcom County, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of RE/MAX Whatcom County, Inc.. Based on information submitted to the MLS GRID as of Nov 6, 2026, 7:32 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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