11 Oval Court, Bellingham, WA 98229-4426

Bellingham, WA 98229 · Bellingham
5 bd3.75 ba3,697 sqft0.16 ac lotBuilt 2025House
$997,000 $270 / sqft · Cumulative Days Active: 103 Estimate your monthly payment ↓
Contemporary, Bellingham Listing by Sterling Real Estate Group 1 / 40
Price / sqft$270
Lot0.16 acres
Year built2025
TypeHouse
HOA$167/mo
Cumulative Days Active103

About this home

Perched above the treetops with panoramic views of Lake Whatcom and Lake Louise, this striking recently built home blends modern Northwest design with everyday luxury. Tucked on a quiet cul-de-sac in Sudden Valley, 3,697 SF across three light-filled levels offers 5 bedrooms and four walkout decks with lake views that put forest, water, and mountains on full display. The designer kitchen stuns with custom cabinetry, quartz counters, brass accents, and high-end Frigidaire Professional appliances, including a 68" fridge and 36" range. Custom finishes throughout like ceramic tile, Venetian plaster, heated tile floors and shower pan elevate every space. The daylight basement offers a second full kitchen, bedrooms and laundry with separate access, ideal for multigenerational living or rental income potential. Thoughtful extras: energy-efficient heating and cooling, central vac, generator hookup, and EV charger. All this in Sudden Valley, one of Bellingham's best-kept secrets: enjoy Lake Whatcom beaches, a marina, 18-hole golf, pools, tennis and pickleball, and miles of hiking trails right outside your door just 20 minutes to downtown Bellingham. Wake to sunlight filtering through the evergreens, sip coffee on the deck as the lake glitters below, and settle into a home where nature and refined comfort meet. Welcome home to 11 Oval Ct.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Oct 11, 2026MLS# 2593398

Facts & features

5Beds
3.75Baths
3,697 sqftLiving area
$270Price / sqft
2025Year built
0.16 acLot
Interior
Bedrooms5
Bathrooms3.75
Living area3,697 sqft
StoriesTwo
FlooringCeramic Tile, Vinyl Plank, Carpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer
Building
TypeHouse
StyleContemporary
Year built2025
RoofFlat
FoundationPoured Concrete, Slab
Lot & exterior
Lot size0.16 acres (6,765 sqft)
ViewLake, Mountains, Territorial
WaterfrontNo
Parking
ParkingAttached Garage
Utilities
HeatingElectric, Propane
SewerSewer Connected
WaterPublic
HOA & taxes
HOA dues$167 / mo
Property tax (2026)$9,380 / yr
Interior features
Second KitchenBath Off PrimaryBuilt-In VacuumDbl Pane/Storm WindowFireplaceHigh Tech CablingPantrySecurity SystemWalk-In Closet(s)Water HeaterWired for Generator
Exterior & lot
Cement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$6,10030-year fixed · 6.5%
P&I $5,041Taxes $782Insurance $110HOA $167
Plus ~$29,910 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 11, 2026Listed for sale $997,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryGeneva Elem
MiddleKulshan Mid
HighBellingham High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
Downtown Bellingham14 min
WWU14 min
St. Joseph Hospital14 min
Peace Arch border41 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $270
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

Listing details

StatusActive
MLS #2593398
ListedOct 11, 2026
List price$997,000
Cumulative Days Active103
Property typeHouse
StyleContemporary
Listing brokerageSterling Real Estate Group
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Sterling Real Estate Group. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:58 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.