New constructionPrice drop

4178 Brays Way, Bellingham, WA 98226

Bellingham, WA 98226 · Bellingham
2 bd2.25 ba1,334 sqft0.21 ac lotBuilt 2026House
$445,000 $334 / sqft · Cumulative Days Active: 36 Estimate your monthly payment ↓
House, Bellingham Listing by eXp Realty 1 / 36
Price / sqft$334
Lot0.21 acres
Year built2026
TypeHouse
HOANone
Cumulative Days Active36

About this home

New construction! Move in ready! This brand-new 2 bed, 2.5 bath sits near peaceful Emerald Lake; a woodsy oasis less than 10 minutes to Barkley Village and life's amenities. This house is a rare find for the area with the extraordinary amount of sun it receives. A convenient ground-level entry with utility closet and storage leads up to the heart of the home with a bright, sun-filled kitchen and open living space. Slide open the door to a level outdoor space ready for gardening or grilling in all that sunshine. Backyard comes equipped with 6x5ft storage shed. Upstairs, both generously sized bedrooms take in sweeping tree-filtered views of Bellingham, joined by two baths and a laundry room. The building site's slope yields an oversized crawl space under the floor framing. Buyers considering future storage or finished space should verify feasibility with Whatcom County Planning. You'll be comfortable year-round with a high-efficiency heat pump for heat and AC, plus upgraded insulation and air-sealing for lower bills and steady temps. A blank canvas waiting for you to make it home!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

New constructionPrice drop
Listed Sep 17, 2026MLS# 2584094

Facts & features

2Beds
2.25Baths
1,334 sqftLiving area
$334Price / sqft
2026Year built
0.21 acLot
Interior
Bedrooms2
Bathrooms2.25
Living area1,334 sqft
StoriesMulti/Split
FlooringVinyl Plank
AppliancesDishwasher, Microwave, Refrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built2026
RoofComposition
FoundationPoured Concrete, Slab
Lot & exterior
Lot size0.21 acres (9,148 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingDriveway
Utilities
HeatingElectric
SewerSeptic Tank
WaterCommunity
HOA & taxes
HOA duesNone
Property tax (2026)$120 / yr
Interior features
Bath Off PrimarySprinkler SystemWalk-In Closet(s)
Exterior & lot
Cement Planked

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,37030-year fixed · 6.5%
P&I $2,250Taxes $10Insurance $110
Plus ~$13,350 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 17, 2026Listed for sale $465,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham10 min
WWU11 min
St. Joseph Hospital8 min
Peace Arch border32 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2584094
ListedSep 17, 2026
List price$445,000
Cumulative Days Active36
Property typeHouse
Listing brokerageeXp Realty
SourceNWMLS as distributed by MLS GRID
Listing courtesy of eXp Realty. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:55 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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