1265 Island Drive, Lummi Island, WA 98262

Lummi Island, WA 98262 · Lummi Island
1 bd1 ba416 sqft0.28 ac lotBuilt 1960House
$180,000 $433 / sqft · Cumulative Days Active: 29 Estimate your monthly payment ↓
Cabin, Lummi Island Listing by van der Velde and Company 1 / 32
Price / sqft$433
Lot0.28 acres
Year built1960
TypeHouse
HOA$66/mo
Cumulative Days Active29

About this home

Great opportunity on Lummi Island! Tucked up off the road on a beautifully forested .28-acre lot, this cabin offers privacy and filtered natural light that's hard to find this close to the water. Wooded, sloped, and terraced, the setting feels like a true retreat while still being just minutes from the ferry and the community's shared amenities. The big-ticket items that typically hold buyers back from a project like this have already been handled. The 2-bedroom septic system and water connection are in place, and new subfloor, new drywall, and all-new plumbing have been installed throughout. That means the heavy lifting, the expensive, permit-driven infrastructure work, is done. What's left is largely cosmetic: flooring, paint, finish work, and personal touches, giving a buyer the chance to make this cabin their own without absorbing the cost and hassle of a full gut renovation. Whether you're looking for a weekend getaway, a hands-on project, or an affordable entry point into Lummi Island living, this is a rare chance to get into the community at a lower price point while still ending up with a home built to your own taste. Homeownership includes access to a beach, boat launch, boat docks, clubhouse, swimming lake, and playground, all maintained through the HOA. Bring your vision, your tool belt, and your sense of adventure!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Sep 14, 2026MLS# 2577896

Facts & features

1Beds
1Baths
416 sqftLiving area
$433Price / sqft
1960Year built
0.28 acLot
Interior
Bedrooms1
Bathrooms1
Living area416 sqft
StoriesOne
Building
TypeHouse
StyleCabin
Year built1960
RoofComposition
FoundationBlock
Lot & exterior
Lot size0.28 acres (12,197 sqft)
ViewPartial, Sound, Territorial
WaterfrontNo
Parking
ParkingOff Street
Utilities
HeatingElectric
SewerSeptic Tank
WaterCommunity
HOA & taxes
HOA dues$66 / mo
Property tax (2025)$1,248 / yr
Interior features
Exterior & lot
Wood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$1,19030-year fixed · 6.5%
P&I $910Taxes $104Insurance $110HOA $66
Plus ~$5,400 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 14, 2026Listed for sale $180,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham15 min
WWU14 min
St. Joseph Hospital17 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$439k27 active listings
Cumulative Days Active210median, active listings
List price per sqft$407this home: $433
Homes for sale27in Lummi Island

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 6% above the median of current Lummi Island listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2577896
ListedSep 14, 2026
List price$180,000
Cumulative Days Active29
Property typeHouse
StyleCabin
Listing brokeragevan der Velde and Company
SourceNWMLS as distributed by MLS GRID
Listing courtesy of van der Velde and Company. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:53 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$180,000Tour this home