PendingWaterfront

2549 Taft Drive, Lummi Island, WA 98262

Lummi Island, WA 98262 · Lummi Island
2 bd1 ba1,112 sqft0.27 ac lotBuilt 1915House
$695,000 $625 / sqft · Cumulative Days Active: 6 Estimate your monthly payment ↓
Craftsman, Lummi Island Listing by Lummi Island Realty LLC 1 / 21
Price / sqft$625
Lot0.27 acres
Year built1915
TypeHouse
HOA$500/mo
Cumulative Days Active6

About this home

Experience the idyllic magic of Lummi Island in this charming and historic 1915 2-bed/1-bath cottage located in the peaceful Isle Aire Beach neighborhood. Featuring original hardwood floors, wainscoting, and a claw-foot tub, this home is overflowing with character. Unwind by the wood-burning stove or rinse off in the outdoor shower after spending the day at the private community beach that is a two minute walk away. With a 5-yr history as a guest favorite vacation rental, this home is a proven retreat. Enjoy stunning sunsets and west facing water views from the porch-your slice of heaven awaits.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Waterfront
Listed Aug 27, 2026MLS# 2570095

Facts & features

2Beds
1Baths
1,112 sqftLiving area
$625Price / sqft
1915Year built
0.27 acLot
Interior
Bedrooms2
Bathrooms1
Living area1,112 sqft
StoriesOne
FlooringHardwood
AppliancesDouble Oven, Dryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
StyleCraftsman
Year built1915
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.27 acres (11,761 sqft)
ViewMountains, Sound, Strait
WaterfrontStrait
Parking
ParkingOff Street, RV Parking
Utilities
HeatingElectric, Propane, Wood
SewerSeptic Tank
WaterCommunity, Shared Well
HOA & taxes
HOA dues$500 / mo
Property tax (2026)$4,842 / yr
Interior features
Dining RoomFireplaceWater Heater
Exterior & lot
Wood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$4,52830-year fixed · 6.5%
P&I $3,514Taxes $404Insurance $110HOA $500
Plus ~$20,850 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Aug 27, 2026Listed for sale $695,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryBeach Elem
MiddleVista Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
Downtown Bellingham19 min
WWU18 min
St. Joseph Hospital20 min
Peace Arch border28 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$439k27 active listings
Cumulative Days Active210median, active listings
List price per sqft$407this home: $625
Homes for sale27in Lummi Island

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 54% above the median of current Lummi Island listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusPending
MLS #2570095
ListedAug 27, 2026
List price$695,000
Cumulative Days Active6
Property typeHouse
StyleCraftsman
Listing brokerageLummi Island Realty LLC
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Lummi Island Realty LLC. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:51 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.