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427 N Garden, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
4 bd3.25 ba6,000 sqft0.19 ac lotBuilt 1906House
$1,648,000 $275 / sqft · Cumulative Days Active: 70 Estimate your monthly payment ↓
House, Bellingham Listing by COMPASS 1 / 40
Price / sqft$275
Lot0.19 acres
Year built1906
TypeHouse
HOANone
Cumulative Days Active70

About this home

A remarkable piece of Bellingham history, 427 N Garden Street is a circa-1906 Neoclassical residence built by E.T. Nobles, a prominent local wood-mill owner. Perched above the city with sweeping Bellingham Bay views, this exceptional 6,000-square-foot home showcases extraordinary craftsmanship, original millwork, and architectural details rarely found today. Rich wood paneling, intricate decorative ceilings, period lighting, hardwood floors, and custom Bradbury & Bradbury wallpaper create an atmosphere of timeless character. Formal living and dining rooms, a wood-paneled library, sunroom, and expansive water-view kitchen provide gracious spaces for everyday living and entertaining. The home's extraordinary ballroom offers a flexible gathering and recreation space with beautiful wood floors, extensive woodwork, and its own distinctive personality. The current owners have thoughtfully updated the home while preserving its historic character. Improvements include a reimagined kitchen and breakfast nook, new main-level half bath, newer boiler, updated lighting and plumbing fixtures, refinished wood floors, second-level laundry, added pantry storage, and an extensive retaining wall reinforcing the grounds. Mature gardens, covered outdoor spaces, and multiple terraces surround the residence. Water views unfold from multiple levels, while the home's exceptional scale, original craftsmanship, and beautifully preserved details offer a rare glimpse into Bellingham's architectural past.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

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Listed Aug 13, 2026MLS# 2567821

Facts & features

4Beds
3.25Baths
6,000 sqftLiving area
$275Price / sqft
1906Year built
0.19 acLot
Interior
Bedrooms4
Bathrooms3.25
Living area6,000 sqft
StoriesMulti/Split
FlooringCeramic Tile, Laminate, Softwood, Carpet
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built1906
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.19 acres (8,124 sqft)
ViewBay, Islands, Mountains, Ocean, Territorial
WaterfrontNo
Parking
ParkingDriveway, Off Street
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$14,544 / yr
Interior features
Bath Off PrimaryCeiling Fan(s)Dbl Pane/Storm WindowDining RoomFireplacePantrySolarium/AtriumWalk-In Closet(s)Water Heater
Exterior & lot
WoodWood Products

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$9,65530-year fixed · 6.5%
P&I $8,333Taxes $1,212Insurance $110
Plus ~$49,440 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Aug 13, 2026Listed for sale $1,698,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham5 min
WWU4 min
St. Joseph Hospital7 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $275
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 30% below the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2567821
ListedAug 13, 2026
List price$1,648,000
Cumulative Days Active70
Property typeHouse
Listing brokerageCOMPASS
SourceNWMLS as distributed by MLS GRID
Listing courtesy of COMPASS. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:51 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$1,648,000Tour this home