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2086 Thornton St, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
3 bd2 ba1,295 sqft0.15 ac lotBuilt 2020House
$590,000 $456 / sqft · Cumulative Days Active: 148 Estimate your monthly payment ↓
House, Ferndale Listing by HomeSmart One Realty 1 / 28
Price / sqft$456
Lot0.15 acres
Year built2020
TypeHouse
HOA$50/mo
Cumulative Days Active148

About this home

Welcome to this beautifully updated 3-bedroom, 2-bath one story home in a PRIME location of Ferndale! Just one minute from I-5, close to downtown, schools, parks and everyday amenities. Filled with natural light this bright, move-in ready residence offers newly installed LVP flooring through out the home, heated tile floors in master bath, Alexa - compatible smart home features for modern convenience, an open kitchen with stylish finishes, plenty of cabinet storage, premium BOSCH appliances, including a fridge, oven, dishwasher, and slim Kitchen Aid microwave - all included! Enjoy year-round comfort with Air Conditioning, easy-care landscaping, and a peaceful setting in a quiet, friendly neighborhood that offers both comfort and unbeatable convenience.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

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Listed May 27, 2026MLS# 2529307

Facts & features

3Beds
2Baths
1,295 sqftLiving area
$456Price / sqft
2020Year built
0.15 acLot
Interior
Bedrooms3
Bathrooms2
Living area1,295 sqft
StoriesOne
FlooringCeramic Tile, Vinyl Plank
AppliancesDishwasher, Disposal, Microwave, Refrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built2020
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.15 acres (6,534 sqft)
WaterfrontNo
Parking
ParkingAttached Garage
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA dues$50 / mo
Property tax (2026)$3,843 / yr
Interior features
Water Heater
Exterior & lot
Cement Planked

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,46430-year fixed · 6.5%
P&I $2,983Taxes $320Insurance $110HOA $50
Plus ~$17,700 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice May 27, 2026Listed for sale $620,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementarySkyline Elem
MiddleVista Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham16 min
WWU17 min
St. Joseph Hospital15 min
Peace Arch border20 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2529307
ListedMay 27, 2026
List price$590,000
Cumulative Days Active148
Property typeHouse
Listing brokerageHomeSmart One Realty
SourceNWMLS as distributed by MLS GRID
Listing courtesy of HomeSmart One Realty. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:45 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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