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1934 Somerset Street, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
3 bd1.75 ba1,504 sqft0.44 ac lotBuilt 1898House
$598,000 $398 / sqft · Cumulative Days Active: 56 Estimate your monthly payment ↓
Cape Cod, Ferndale Listing by John L. Scott Bellingham 1 / 28
Price / sqft$398
Lot0.44 acres
Year built1898
TypeHouse
HOANone
Cumulative Days Active56

About this home

In Town Oasis! Enjoy both country and town living with nearly ½ acre just several blocks from downtown Ferndale and not in the flood plain. This updated two-story farmhouse offers beautiful territorial views and plenty of space for gardening, entertaining, and enjoying the outdoors. The home features 3 bedrooms, 2 baths, enclosed carport, a shop/garage, and plenty of parking space. Garden enthusiast will love the expansive fenced space for garden, greenhouse, and rainwater catchment system. Raspberries, grapes, strawberries and blueberries are all established for year after year production. Mature apple and pear trees add to the property’s country charm. Inside, enjoy this updated home while relaxing by the gas stove and enjoying the beautiful and tranquil surroundings through the large living room picture windows. This is a unique opportunity to enjoy the spacious landscape, convenient location to town, highway, schools, parks and developmental opportunities this property provides.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Aug 27, 2026MLS# 2575161

Facts & features

3Beds
1.75Baths
1,504 sqftLiving area
$398Price / sqft
1898Year built
0.44 acLot
Interior
Bedrooms3
Bathrooms1.75
Living area1,504 sqft
StoriesTwo
FlooringLaminate, Vinyl, Carpet
AppliancesDishwasher, Microwave, Refrigerator, Stove(s)/Range(s)
Building
TypeHouse
StyleCape Cod
Year built1898
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.44 acres (19,166 sqft)
ViewSee Remarks, Territorial
WaterfrontNo
Parking
ParkingDriveway, Detached Garage
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic, Water Catchment System
HOA & taxes
HOA duesNone
Property tax (2026)$3,605 / yr
Interior features
Dbl Pane/Storm WindowFireplaceWater Heater
Exterior & lot
Wood

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,43430-year fixed · 6.5%
P&I $3,024Taxes $300Insurance $110
Plus ~$17,940 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Aug 27, 2026Listed for sale $650,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham15 min
WWU16 min
St. Joseph Hospital14 min
Peace Arch border21 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$625k171 active listings
Cumulative Days Active87median, active listings
List price per sqft$320this home: $398
Homes for sale171in Ferndale

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 24% above the median of current Ferndale listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2575161
ListedAug 27, 2026
List price$598,000
Cumulative Days Active56
Property typeHouse
StyleCape Cod
Listing brokerageJohn L. Scott Bellingham
SourceNWMLS as distributed by MLS GRID
Listing courtesy of John L. Scott Bellingham. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:53 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$598,000Tour this home