Manufactured Homes for Sale in Ferndale, WA

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Manufactured Homes · Ferndale, WA

Manufactured Homes for Sale in Ferndale, WA

Irena sells homes on private acreage and in Ferndale-area communities and knows which lenders will finance each. Irena Kolbert serves Ferndale as a John L. Scott Bellingham broker — straight answers and fast replies.

Quick start · Ferndale
1Land or community?
2Financing that fits
3Inspect the right things
Manufactured listings in Ferndale now24
Area map
Ferndale right now
171homes for sale
$625kmedian list price

Every pin is a live Ferndale listing — tap one to open it. Updated daily from NWMLS.

Manufactured homes in Ferndale — what's different here

Ferndale isn't the county average. Here's what matters.

Ferndale has some of the county's larger manufactured-home communities plus homes on acreage toward Custer and Mountain View — popular first homes.

Irena's Ferndale tip

FHA Title II works when the home is on owned land with a permanent foundation.

Median list price$625k
Median Cumulative Days Active87 days
List $ / sq ft$320
Manufactured listings in Ferndale now24
How it works

Manufactured homes in Ferndale, step by step.

1Land or community?A manufactured home on its own land finances like a house; one in a park is personal property with lot rent. Irena explains both for Ferndale before you look.
2Financing that fitsFHA Title I/II, conventional for real-property homes, and chattel lenders for park homes — Irena's lenders do all three.
3Inspect the right thingsFoundation and tie-downs, HUD tags, roof, and the age/condition of the home; septic and well if on land.
4Offer & titleTitle elimination status, park approval, and any lot-rent terms handled up front.
5Close & move inCoordinated with the park or county so the transfer is clean.
Affordability in Ferndale

What can you buy in Ferndale?

Assumes 36% debt-to-income, ~$450/mo taxes & insurance, 30-year fixed. The APR may be higher than the rate used. Estimate only, not an offer of credit.
Estimated budget $558k That's 11% under the Ferndale median of $625k. Irena will show you where that buys the most.
Monthly payment$3,600/mo
Ferndale median list$625k
Homes for sale in Ferndale now171
Have Irena check these numbers →
Why Irena for manufactured homes in Ferndale

Three reasons Ferndale clients pick Irena.

✓Both kinds of Ferndale manufactured homesIrena sells homes on private acreage and in Ferndale-area communities and knows which lenders will finance each.
✓Honest about valueAge, foundation, and land status drive value more than square footage; Irena prices accordingly — buying or selling.
✓The entry point to FerndaleManufactured homes are often the most affordable single-family option in Ferndale; Irena treats them with the same care as any home.
Stacia Snapp · Ferndale★★★★★

Irena is fabulous to work with! She's super responsive, very knowledgeable, and was invaluable to me throughout my search and the final purchase of the perfect home for me.

FAQ

Manufactured homes in Ferndale: common questions.

Something else? Text Irena at (360) 712-6860.

Yes if it's on land you own with a permanent foundation and the title has been eliminated; park homes use chattel financing. Irena's lenders handle both.

Many lenders require a home built after June 1976 (HUD code); some programs want newer. Irena checks before you offer.

Zoning-dependent — most rural residential zones in Whatcom and Skagit allow it. Irena confirms with the county.

No obligation

Manufactured homes in Ferndale? Start with a conversation.

Irena replies within the hour, seven days a week. Tell her what you're thinking about in Ferndale.

Irena KolbertIrena Kolbert, Realtor®(360) 712-6860 · [email protected]
Irena sees: Manufactured Homes · Ferndale · budget ~$558k
Goes straight to Irena's phone. No lists, no spam.

Manufactured Homes in nearby communities