Manufactured Homes for Sale in Birch Bay, WA

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Manufactured Homes · Birch Bay, WA

Manufactured Homes for Sale in Birch Bay, WA

Irena sells homes on private acreage and in Birch Bay-area communities and knows which lenders will finance each. Irena Kolbert serves Birch Bay as a John L. Scott Bellingham broker — straight answers and fast replies.

Quick start · Birch Bay
1Land or community?
2Financing that fits
3Inspect the right things
Manufactured listings in Birch Bay now26
Area map
Birch Bay right now
168homes for sale
$525kmedian list price

Every pin is a live Birch Bay listing — tap one to open it. Updated daily from NWMLS.

Manufactured homes in Birch Bay — what's different here

Birch Bay isn't the county average. Here's what matters.

Birch Bay's manufactured and mobile homes range from beach-adjacent parks to homes on land near the state park — a common second-home entry point.

Irena's Birch Bay tip

Verify sewer vs. septic and any pending LID assessments.

Median list price$525k
Median Cumulative Days Active73 days
List $ / sq ft$326
Manufactured listings in Birch Bay now26
How it works

Manufactured homes in Birch Bay, step by step.

1Land or community?A manufactured home on its own land finances like a house; one in a park is personal property with lot rent. Irena explains both for Birch Bay before you look.
2Financing that fitsFHA Title I/II, conventional for real-property homes, and chattel lenders for park homes — Irena's lenders do all three.
3Inspect the right thingsFoundation and tie-downs, HUD tags, roof, and the age/condition of the home; septic and well if on land.
4Offer & titleTitle elimination status, park approval, and any lot-rent terms handled up front.
5Close & move inCoordinated with the park or county so the transfer is clean.
Affordability in Birch Bay

What can you buy in Birch Bay?

Assumes 36% debt-to-income, ~$450/mo taxes & insurance, 30-year fixed. The APR may be higher than the rate used. Estimate only, not an offer of credit.
Estimated budget $558k That's above the Birch Bay median of $525k — most of the market is open to you.
Monthly payment$3,600/mo
Birch Bay median list$525k
Homes for sale in Birch Bay now168
Have Irena check these numbers →
Why Irena for manufactured homes in Birch Bay

Three reasons Birch Bay clients pick Irena.

✓Both kinds of Birch Bay manufactured homesIrena sells homes on private acreage and in Birch Bay-area communities and knows which lenders will finance each.
✓Honest about valueAge, foundation, and land status drive value more than square footage; Irena prices accordingly — buying or selling.
✓The entry point to Birch BayManufactured homes are often the most affordable single-family option in Birch Bay; Irena treats them with the same care as any home.
Annetta Fisenko · Birch Bay★★★★★

Working with Irena was an absolute pleasure. Two words come to mind: above and beyond.

FAQ

Manufactured homes in Birch Bay: common questions.

Something else? Text Irena at (360) 712-6860.

Yes if it's on land you own with a permanent foundation and the title has been eliminated; park homes use chattel financing. Irena's lenders handle both.

Many lenders require a home built after June 1976 (HUD code); some programs want newer. Irena checks before you offer.

Zoning-dependent — most rural residential zones in Whatcom and Skagit allow it. Irena confirms with the county.

No obligation

Manufactured homes in Birch Bay? Start with a conversation.

Irena replies within the hour, seven days a week. Tell her what you're thinking about in Birch Bay.

Irena KolbertIrena Kolbert, Realtor®(360) 712-6860 · [email protected]
Irena sees: Manufactured Homes · Birch Bay · budget ~$558k
Goes straight to Irena's phone. No lists, no spam.

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