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1315 Whatcom Street, Bellingham, WA 98229-5704

Bellingham, WA 98229 · Bellingham
3 bd2 ba1,510 sqft0.21 ac lotBuilt 1998House
$650,000 $430 / sqft · Cumulative Days Active: 0 Estimate your monthly payment ↓
Traditional, Bellingham Listing by COMPASS 1 / 38
Price / sqft$430
Lot0.21 acres
Year built1998
TypeHouse
HOANone
Cumulative Days Active0

About this home

Welcome to 1315 Whatcom St., an immaculate, updated, air-conditioned, ONE-LEVEL home in the gated Bellingham community of Pacific Woods. This 3-bed, 2-full-bath home features over 1500 sq. ft. of airy, freshly repainted, comfortable space. Enjoy vaulted ceilings, warm wide-plank oak floors throughout, plantation shutters, shaker style hinges & handles, & an impressive pride of ownership. An office or guest BR sits just off the front entry. Step down the short hall to the spacious kitchen with breakfast dining space, stainless LG appliances, a fully shelved pantry. Take your meal outside the 240 sq. ft. tiled patio, or host dinners in the formal dining area. The adjacent oversized living room creates endless options for entertaining or spending relaxed days at home. The Primary Suite will easily accomodate your kingsize bed & full furniture set, while the walk-in closet & full bath make your every-day needs pleasantly luxurious. An additional guest BR, full bath, & laundry room with included appliances are the hub around which the interior layout is centered. Store your vehicles, tool & toys in the attached 2-car garage, & enjoy peace of mind thanks to the auto-on back-up generator. This extremely well-cared-for home is unique in that it benefits from the security of a gated neighborhood, but is NOT technically part of the HOA. Dues are just $65/mo. No age restrictions, no problem long-term renting it. Just 1/4 mile to Whole Foods, banking, dining & easy I-5 access.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

New
Listed Nov 5, 2026MLS# 2601415

Facts & features

3Beds
2Baths
1,510 sqftLiving area
$430Price / sqft
1998Year built
0.21 acLot
Interior
Bedrooms3
Bathrooms2
Living area1,510 sqft
StoriesOne
FlooringHardwood
AppliancesDishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
StyleTraditional
Year built1998
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.21 acres (9,148 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingAttached Garage
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$5,103 / yr
Interior features
Bath Off PrimaryDbl Pane/Storm WindowPantrySkylight(s)Walk-In Closet(s)Water HeaterWired for Generator
Exterior & lot
Cement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,82230-year fixed · 6.5%
P&I $3,287Taxes $425Insurance $110
Plus ~$19,500 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Nov 5, 2026Listed for sale $650,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryCarl Cozier Elem
MiddleFairhaven Mid
HighSehome High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham6 min
WWU6 min
St. Joseph Hospital7 min
Peace Arch border34 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$620k580 active listings
Cumulative Days Active82median, active listings
List price per sqft$390this home: $430
Homes for sale580in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 10% above the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2601415
ListedNov 5, 2026
List price$650,000
Cumulative Days Active0
Property typeHouse
StyleTraditional
Listing brokerageCOMPASS
SourceNWMLS as distributed by MLS GRID
Listing courtesy of COMPASS. Based on information submitted to the MLS GRID as of Nov 5, 2026, 2:35 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$650,000Tour this home