NewWaterfront

4149 Saltspring Drive, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
4 bd2 ba2,675 sqft0.19 ac lotBuilt 1985House
$850,000 $318 / sqft · Cumulative Days Active: 0 Estimate your monthly payment ↓
Craftsman, Ferndale Listing by John L. Scott Bellingham 1 / 33
Price / sqft$318
Lot0.19 acres
Year built1985
TypeHouse
HOA$42/mo
Cumulative Days Active0

About this home

Experience premier waterfront living in the desirable Sandy Point community! This exceptional property features 30 feet of private canal frontage and your own floating dock, offering effortless access for boating and kayaking right from your backyard. Upstairs, an expansive wall of windows frames picturesque views of the canal and Mount Baker, complemented by vaulted ceilings and abundant natural light. The well-appointed kitchen includes generous counter space, a pantry, and an adjoining eating area that connects to a comfortable family room with direct deck access. The primary suite opens directly to a private deck, creating an ideal setting for morning coffee or evening sunsets. The main level offers two additional bedrooms, a large laundry room, and a versatile bonus area perfect for a home office or hobby space. Positioned just steps from the beach and close to the community marina, golf course, pool, clubhouse, and pickleball courts, this home captures the absolute best of The Pacific Northwest coastal lifestyle.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

NewWaterfront
Listed Nov 4, 2026MLS# 2601047

Facts & features

4Beds
2Baths
2,675 sqftLiving area
$318Price / sqft
1985Year built
0.19 acLot
Interior
Bedrooms4
Bathrooms2
Living area2,675 sqft
StoriesTwo
FlooringLaminate, Carpet
AppliancesDishwasher, Microwave, Stove(s)/Range(s)
Building
TypeHouse
StyleCraftsman
Year built1985
RoofComposition
FoundationSlab
Lot & exterior
Lot size0.19 acres (8,276 sqft)
ViewBay, Canal, Mountains, Ocean, Sea, Sound, Territorial
WaterfrontLow Bank, Canal Front, Sound
Parking
ParkingAttached Garage
Utilities
HeatingPropane
SewerSewer Connected
WaterPublic
HOA & taxes
HOA dues$42 / mo
Property tax (2025)$6,246 / yr
Interior features
Dining RoomPantrySkylight(s)Vaulted Ceiling(s)Water Heater
Exterior & lot
Wood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$4,97130-year fixed · 6.5%
P&I $4,298Taxes $521Insurance $110HOA $42
Plus ~$25,500 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Nov 4, 2026Listed for sale $850,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryEagleridge Elem
MiddleHorizon Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham18 min
WWU18 min
St. Joseph Hospital19 min
Peace Arch border23 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$650k167 active listings
Cumulative Days Active83median, active listings
List price per sqft$320this home: $318
Homes for sale167in Ferndale

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 1% below the median of current Ferndale listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2601047
ListedNov 4, 2026
List price$850,000
Cumulative Days Active0
Property typeHouse
StyleCraftsman
Listing brokerageJohn L. Scott Bellingham
SourceNWMLS as distributed by MLS GRID
Listing courtesy of John L. Scott Bellingham. Based on information submitted to the MLS GRID as of Nov 4, 2026, 1:28 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$850,000Tour this home