12951 S Front Street, Mount Vernon, WA 98273

Mount Vernon, WA 98273 · Mount Vernon
3 bd1.75 ba5,047 sqft0.45 ac lotBuilt 1994House
$945,000 $187 / sqft · Cumulative Days Active: 153 Estimate your monthly payment ↓
House, Mount Vernon Listing by Windermere RE Whatcom, Inc. 1 / 40
Price / sqft$187
Lot0.45 acres
Year built1994
TypeHouse
HOANone
Cumulative Days Active153

About this home

Stunning lake views & attractive seller financing with a compelling interest rate! Enjoy breathtaking Clear Lake views from this beautiful 5,047 SF home designed for comfort & space. With 3 bedrooms, 1.75 bathrooms, an office & family room, this property offers a flexible layout to fit your lifestyle. Spacious lower-level bonus rm, currently set up as a home gym, adds even more versatility. Multiple balconies overlook the lake, perfect for relaxing or entertaining while taking in the serene setting. Huge primary suite is a true retreat with sitting area, sauna, walk-in shower with dual shower heads, walk-in closet & private balcony. Recent updates include new tankless water heater, high-efficiency furnace & thoughtful improvements throughout. Enjoy peaceful lake living just minutes from town, only 5 minutes to Mount Vernon & I-5, with easy access to Clear Lake Beach. A rare opportunity to own a spacious home with stunning views, privacy & convenience!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Oct 21, 2026MLS# 2596813

Facts & features

3Beds
1.75Baths
5,047 sqftLiving area
$187Price / sqft
1994Year built
0.45 acLot
Interior
Bedrooms3
Bathrooms1.75
Living area5,047 sqft
StoriesTwo
FlooringCeramic Tile, Engineered Hardwood, Marble
AppliancesDishwasher, Dryer, Refrigerator, Washer
Building
TypeHouse
Year built1994
RoofComposition
Lot & exterior
Lot size0.45 acres (19,602 sqft)
ViewLake, Mountains, Territorial
WaterfrontNo
Parking
ParkingAttached Garage, Off Street
Utilities
HeatingElectric, Propane
SewerSeptic Tank
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2025)$9,995 / yr
Interior features
Bath Off PrimaryDbl Pane/Storm WindowFireplace (Primary Bedroom)French DoorsSaunaSkylight(s)Vaulted Ceiling(s)Walk-In Closet(s)
Exterior & lot
Brick

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$5,72130-year fixed · 6.5%
P&I $4,778Taxes $833Insurance $110
Plus ~$28,350 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 21, 2026Listed for sale $945,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Sedro Woolley School District
ElementaryClear Lake Elem
MiddleCascade Mid
HighSedro Woolley Snr Hi
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham35 min
WWU33 min
St. Joseph Hospital36 min
Peace Arch border63 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2596813
ListedOct 21, 2026
List price$945,000
Cumulative Days Active153
Property typeHouse
Listing brokerageWindermere RE Whatcom, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:59 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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