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4782 Oyster Drive, Birch Bay, WA 98230

Birch Bay, WA 98230 · Birch Bay
3 bd1.75 ba1,520 sqft0.15 ac lotBuilt 2007House
$495,000 $326 / sqft · Cumulative Days Active: 1 Estimate your monthly payment ↓
House, Birch Bay Listing by Windermere RE Whatcom, Inc. 1 / 38
Price / sqft$326
Lot0.15 acres
Year built2007
TypeHouse
HOA$240/mo
Cumulative Days Active1

About this home

Welcome home to this beautifully remodeled single-level home, tucked at the end of a quiet cul-de-sac in Birch Bay. A long driveway, fresh exterior paint, a welcoming front porch and a gorgeous willow tree create curb appeal from the moment you arrive. Inside, the complete interior remodel shines with vaulted ceilings and a light, bright feel that still feels warm and cozy. The 1,520 sq ft floor plan offers 3 bedrooms, 1.75 baths, and both a living room and a separate family room, giving you space to spread out. The light and bright kitchen features quartz countertops and new appliances, and a tiled fireplace adds warmth and character. Out back, the fenced yard backs to green space for added privacy and a peaceful setting. Just minutes from the beach at Birch Bay and close to the Canadian border. Move-in ready and waiting for you!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

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Listed Oct 22, 2026MLS# 2596337

Facts & features

3Beds
1.75Baths
1,520 sqftLiving area
$326Price / sqft
2007Year built
0.15 acLot
Interior
Bedrooms3
Bathrooms1.75
Living area1,520 sqft
StoriesOne
FlooringVinyl Plank
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built2007
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.15 acres (6,534 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingDriveway, Detached Garage, Off Street
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA dues$240 / mo
Property tax (2025)$3,286 / yr
Interior features
Bath Off PrimaryCeiling Fan(s)Dbl Pane/Storm WindowFireplaceVaulted Ceiling(s)Walk-In Closet(s)Water Heater
Exterior & lot
Cement/Concrete

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,12730-year fixed · 6.5%
P&I $2,503Taxes $274Insurance $110HOA $240
Plus ~$14,850 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 22, 2026Listed for sale $495,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Blaine School District
ElementaryBlaine Elem
MiddleBlaine Mid
HighBlaine High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham25 min
WWU26 min
St. Joseph Hospital25 min
Peace Arch border12 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$525k168 active listings
Cumulative Days Active73median, active listings
List price per sqft$326this home: $326
Homes for sale168in Birch Bay

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 0% above the median of current Birch Bay listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2596337
ListedOct 22, 2026
List price$495,000
Cumulative Days Active1
Property typeHouse
Listing brokerageWindermere RE Whatcom, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:59 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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