Price drop

1416 Humboldt Street, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
4 bd2 ba1,696 sqft0.1 ac lotBuilt 1895House
$555,000 $327 / sqft · Cumulative Days Active: 96 Estimate your monthly payment ↓
Victorian, Bellingham Listing by Rainshine Realty 1 / 30
Price / sqft$327
Lot0.1 acres
Year built1895
TypeHouse
HOANone
Cumulative Days Active96

About this home

Beautiful and charming 2 story Victorian in perfect location! Now reduced with offer review date of 10/27/26. Refreshed for a new owner. 4 bedrooms 2 baths. Two bedrooms, full bathroom and a kitchen in the upstairs and the downstairs units. This classic York area home is in one of the most desirable and walkable locations of Bellingham! A half block north of Nelson's Market, it has easy access to downtown, WWU, Fred Meyers and great schools. Recent upgrades include Mini-split heat pump heating and cooling upstairs, newer water heaters and appliances, new floor coverings,(More extensive work on main level floors completed 10/15/26), new windows, fresh paint inside and exterior trim, new blinds, new water pipes and drain pipes, New roof on back. Deep cleaning including ducts, now complete. This is a partial list of improvements! Presently a legal duplex with units A and B, it could be easily changed back to a 4 bedroom home, or left as it is with the owner in one unit and renting or giving the other space as desired (or renting both units). A crawlspace and foundation inspection was just done and estimates for new insulation, vapor barrier, etc., are being reviewed. This charming home in a high demand area has great prospects for continued long-term value appreciation. Vacant and easy to view!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Oct 9, 2026MLS# 2592771

Facts & features

4Beds
2Baths
1,696 sqftLiving area
$327Price / sqft
1895Year built
0.1 acLot
Interior
Bedrooms4
Bathrooms2
Living area1,696 sqft
StoriesTwo
FlooringVinyl, Vinyl Plank, Carpet
AppliancesDryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
StyleVictorian
Year built1895
RoofComposition
Lot & exterior
Lot size0.1 acres (4,356 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingOff Street
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$5,496 / yr
Interior features
Second KitchenDbl Pane/Storm WindowDining Room
Exterior & lot
Cement/ConcreteWood

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,37430-year fixed · 6.5%
P&I $2,806Taxes $458Insurance $110
Plus ~$16,650 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 9, 2026Listed for sale $565,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryLowell Elem
MiddleFairhaven Mid
HighSehome High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham5 min
WWU6 min
St. Joseph Hospital6 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2592771
ListedOct 9, 2026
List price$555,000
Cumulative Days Active96
Property typeHouse
StyleVictorian
Listing brokerageRainshine Realty
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Rainshine Realty. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:58 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$555,000Tour this home