915 S 20th Street, Mount Vernon, WA 98274

Mount Vernon, WA 98274 · Mount Vernon
3 bd1 ba1,032 sqft0.17 ac lotBuilt 1974House
$479,995 $465 / sqft · Cumulative Days Active: 15 Estimate your monthly payment ↓
House, Mount Vernon Listing by Tucker Realty ERA Powered 1 / 19
Price / sqft$465
Lot0.17 acres
Year built1974
TypeHouse
HOANone
Cumulative Days Active15

About this home

$15,000 SELLER CREDIT — BIG SAVINGS FOR BUYERS! Take advantage of an incredible opportunity to make homeownership more affordable! The seller is offering a generous $15,000 credit that can be applied toward eligible closing costs, a mortgage interest rate buydown, or a combination of both! Move-in ready with updates that make a difference! This inviting 3-bedroom Mount Vernon rambler offers easy one-level living, hardwood floors and a living-room gas stove for cozy Northwest evenings. Recent improvements include new siding, three front windows, front and garage doors, a newer refrigerator and updated kitchen sink, faucet, disposal and drain plumbing. Added under-home insulation, drainage improvements, a new sump pump and a newer water heater bring even more value. Outside, enjoy a new patio, refreshed landscaping, fenced backyard, garden space, storage shed and RV parking. An attached garage adds everyday convenience, while nearby Kiwanis Park, shopping and I-5 keep you connected. This is a fantastic opportunity to own a well-cared-for home in an established Mount Vernon neighborhood. Come see why this one deserves a spot at the top of your list!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Oct 7, 2026MLS# 2590998

Facts & features

3Beds
1Baths
1,032 sqftLiving area
$465Price / sqft
1974Year built
0.17 acLot
Interior
Bedrooms3
Bathrooms1
Living area1,032 sqft
StoriesOne
FlooringCeramic Tile, Laminate, Carpet
AppliancesDishwasher, Microwave, Refrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built1974
RoofFlat
FoundationPoured Concrete
Lot & exterior
Lot size0.17 acres (7,405 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingAttached Garage
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$4,450 / yr
Interior features
Exterior & lot
Cement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,90830-year fixed · 6.5%
P&I $2,427Taxes $371Insurance $110
Plus ~$14,400 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 7, 2026Listed for sale $479,995

Tax history

YearAssessed valueProperty tax
Source: Skagit County Assessor. Assessed value is not a market value.

Schools

Mount Vernon School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
Downtown Bellingham36 min
WWU35 min
St. Joseph Hospital38 min
Peace Arch border64 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$630k243 active listings
Cumulative Days Active69median, active listings
List price per sqft$333this home: $465
Homes for sale243in Mount Vernon

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 40% above the median of current Mount Vernon listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2590998
ListedOct 7, 2026
List price$479,995
Cumulative Days Active15
Property typeHouse
Listing brokerageTucker Realty ERA Powered
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Tucker Realty ERA Powered. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:57 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.