Price dropWaterfront

4116 Matia Drive, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
2 bd1.75 ba1,841 sqft0.21 ac lotBuilt 1998House
$865,866 $470 / sqft · Cumulative Days Active: 21 Estimate your monthly payment ↓
House, Ferndale Listing by Muljat Group 1 / 40
Price / sqft$470
Lot0.21 acres
Year built1998
TypeHouse
HOA$100/mo
Cumulative Days Active21

About this home

Waterfront living meets the best of the Pacific Northwest in this beautifully updated and meticulously cared for Sandy Point Shores home. Enjoy direct canal access from your private 40' dock-ideal for boating and making the most of life on the water. Dock also has power and water for year-round moorage. Inside, the open kitchen and living area features a cozy fireplace, while a light filled family room provides additional space to relax and unwind. The standout "eagle's nest" retreat captures spectacular views of the Sound and San Juan Islands. Out back, gather around the oversized firepit overlooking the canal, while generous parking in front makes hosting easy. Whether you are looking for full-time residence, vacation getaway or short-term rental opportunity, this property offers incredible versatility. Community amenities include a marina, golf course, pool, tennis court and more!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price dropWaterfront
Listed Oct 1, 2026MLS# 2588999

Facts & features

2Beds
1.75Baths
1,841 sqftLiving area
$470Price / sqft
1998Year built
0.21 acLot
Interior
Bedrooms2
Bathrooms1.75
Living area1,841 sqft
StoriesTwo
FlooringLaminate, Vinyl Plank, Carpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built1998
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.21 acres (9,148 sqft)
ViewCanal, Ocean, Sea, Sound, Strait
WaterfrontLow Bank, Canal Front, Saltwater
Parking
ParkingDriveway, Attached Garage, Off Street, RV Parking
Utilities
HeatingElectric, Propane
SewerSewer Connected
WaterCommunity
HOA & taxes
HOA dues$100 / mo
Property tax (2025)$6,409 / yr
Interior features
FireplaceJetted TubSecurity SystemSkylight(s)Vaulted Ceiling(s)Wired for Generator
Exterior & lot
Cement PlankedWood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$5,12230-year fixed · 6.5%
P&I $4,378Taxes $534Insurance $110HOA $100
Plus ~$25,976 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 1, 2026Listed for sale $875,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham18 min
WWU18 min
St. Joseph Hospital19 min
Peace Arch border24 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2588999
ListedOct 1, 2026
List price$865,866
Cumulative Days Active21
Property typeHouse
Listing brokerageMuljat Group
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Muljat Group. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:57 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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