Waterfront

1683 Pebble Beach Trail, Bellingham, WA 98226

Bellingham, WA 98226 · Bellingham
— bd— ba— sqft0.19 ac lotBuilt Land
$142,314 — / sqft · Cumulative Days Active: 21 Estimate your monthly payment ↓
Land, Bellingham Listing by homecoin.com 1 / 12
Price / sqft—
Lot0.19 acres
Year built—
TypeLand
HOANone
Cumulative Days Active21

About this home

56 ft of lakefront on Toad Lake (Emerald Lake), a quiet lake of about 30 acres with no motorboats, 12-15 minutes from downtown Bellingham. 0.19-acre lot (8,276 sq ft). Water (District 7) and PSE power at the street, with a fire hydrant at the lot. 2005 professional survey. A 2020 feasibility study found no wetlands and no floodplain. An engineered septic design (pretreatment unit with subsurface drip field, sized for a 2-bedroom home) was approved by Whatcom County Health in November 2020. The permit expired in 2023; the approved permit, design and soil logs are available. Zoned RR2 Rural Residential; Shoreline Residential under the county Shoreline Master Program. Lot 5, Plat of Emerald Lake Division No. 2.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Waterfront
Listed Oct 1, 2026MLS# 2588658

Facts & features

0.19 acLot
Building
TypeLand
Lot & exterior
Lot size0.19 acres (8,276 sqft)
ViewLake, Territorial
WaterfrontLake
ZoningResidential
Utilities
SewerNot Available
WaterAvailable, In Street
HOA & taxes
HOA duesNone
Property tax (2026)$760 / yr
Interior features
Exterior & lot

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$89330-year fixed · 6.5%
P&I $720Taxes $63Insurance $110
Plus ~$4,269 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 1, 2026Listed for sale $142,314

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
Downtown Bellingham10 min
WWU11 min
St. Joseph Hospital8 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: —
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

Listing details

StatusActive
MLS #2588658
ListedOct 1, 2026
List price$142,314
Cumulative Days Active21
Property typeLand
Listing brokeragehomecoin.com
SourceNWMLS as distributed by MLS GRID
Listing courtesy of homecoin.com. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:57 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.