1016 21st Street, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
2 bd3 ba1,414 sqft0.17 ac lotBuilt 1913House
$795,000 $562 / sqft · Cumulative Days Active: 86 Estimate your monthly payment ↓
House, Bellingham Listing by eXp Realty 1 / 40
Price / sqft$562
Lot0.17 acres
Year built1913
TypeHouse
HOANone
Cumulative Days Active86

About this home

Beautiful Craftsman home full of timeless character and thoughtful updates. This property features refinished fir floors, rich original wood trim and 10' ceilings throughout that enhance the home's spacious feel. Set on 2.5 city lots, with multiple cottages, and versatile bonus spaces adding an additional 460 sf; this property offers development potential for future investment. Recent updates include new wiring, remodeled kitchen, new interior & exterior paint. Hidden in it's own wooded sanctuary, surrounded by additional cabins; a detached two-story mother-in-law cabin complete with a kitchenette, full bathroom, a loft, vaulted ceilings, and elevated views, offers a welcoming retreat for guests, extended living or creative pursuits. The lower level features a separate unit with a full bathroom, offering opportunity for a writing studio, art space, home office or private guest retreat. Another detached cabin with a loft and high ceilings provides even more possibilities. It is ideally located in the Happy Valley neighborhood within walking distance of the university, and just minutes from the scenic trails of Sehome Hill Arboretum. Close to downtown Bellingham's restaurants, shops and amenities. This property blends historic character, flexible living spaces, investment potential & great location. The true character and charm are best appreciated first hand.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Sep 15, 2026MLS# 2583004

Facts & features

2Beds
3Baths
1,414 sqftLiving area
$562Price / sqft
1913Year built
0.17 acLot
Interior
Bedrooms2
Bathrooms3
Living area1,414 sqft
StoriesMulti/Split
FlooringSoftwood, Vinyl, Carpet
AppliancesDishwasher, Dryer, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built1913
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.17 acres (7,405 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingOff Street
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$5,052 / yr
Interior features
Second KitchenDbl Pane/Storm WindowDining RoomLoftVaulted Ceiling(s)
Exterior & lot
Wood

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$4,55130-year fixed · 6.5%
P&I $4,020Taxes $421Insurance $110
Plus ~$23,850 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 15, 2026Listed for sale $795,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham7 min
WWU5 min
St. Joseph Hospital9 min
Peace Arch border34 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $562
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 43% above the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2583004
ListedSep 15, 2026
List price$795,000
Cumulative Days Active86
Property typeHouse
Listing brokerageeXp Realty
SourceNWMLS as distributed by MLS GRID
Listing courtesy of eXp Realty. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:55 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$795,000Tour this home