3903 Ridge Top, Anacortes, WA 98221

Anacortes, WA 98221 · Anacortes
3 bd1.5 ba1,816 sqft— lotBuilt 1996Condo
$799,000 $440 / sqft · Cumulative Days Active: 22 Estimate your monthly payment ↓
Traditional, Anacortes Listing by Windermere RE Anacortes Prop. 1 / 40
Price / sqft$440
Lotn/a
Year built1996
TypeCondo
HOA$430/mo
Cumulative Days Active22

About this home

Wake up to sweeping Fidalgo Bay views and enjoy effortless one-level living at Ridge Top. This inviting 1,816 sq ft condominium showcases the view from the great room, primary suite, and kitchen eating area through generous windows. An expansive deck just off the kitchen creates the perfect setting for morning coffee, sunset entertaining, and relaxing while taking in the ever-changing panorama. The bright, spacious kitchen features painted white wood cabinetry with glass-front doors, solid-surface countertops, gas cooktop, and built-in wall oven and microwave. The generous primary suite includes beautiful views, double sinks, and a walk-in shower. The flexible floor plan offers 3 bedrooms or 2 bedrooms plus a comfortable office/flex space. A formal dining area, tile entry, skylights, and newly remodeled ¾ bath add to the appeal. Enjoy truly carefree living with no stairs anywhere in the home. A gentle ramp connects the oversized 2-car garage to the interior, with convenient access through the utility room to the kitchen. Abundant built-in storage and a workbench provide exceptional functionality. Beautiful views, spacious living, flexible spaces, and easy accessibility come together in this exceptional Ridge Top home. It’s the best of both worlds; a peaceful, private home with a wonderful saltwater view, and the ease of Condo living.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Sep 30, 2026MLS# 2582822

Facts & features

3Beds
1.5Baths
1,816 sqftLiving area
$440Price / sqft
1996Year built
Interior
Bedrooms3
Bathrooms1.5
Living area1,816 sqft
StoriesOne
FlooringCeramic Tile, Hardwood, Laminate, Vinyl Plank, Carpet
AppliancesDishwasher, Disposal, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeCondo
StyleTraditional
Year built1996
RoofComposition
Lot & exterior
ViewBay, City, Islands, Mountains, Sea, Sound, Strait
WaterfrontNo
Parking
ParkingIndividual Garage
Utilities
HeatingElectric, Natural Gas
HOA & taxes
HOA dues$430 / mo
Property tax (2026)$6,315 / yr
Interior features
Cooking-ElectricCooking-GasDryer-GasFireplaceFrench DoorsInsulated WindowsPrimary BathroomSkylight(s)Vaulted Ceiling(s)Walk-In Closet(s)WasherWater Heater
Exterior & lot
Wood

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$5,10630-year fixed · 6.5%
P&I $4,040Taxes $526Insurance $110HOA $430
Plus ~$23,970 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Schools

Anacortes School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham29 min
WWU28 min
St. Joseph Hospital32 min
Peace Arch border51 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2582822
ListedSep 30, 2026
List price$799,000
Cumulative Days Active22
Property typeCondo
StyleTraditional
Listing brokerageWindermere RE Anacortes Prop.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Anacortes Prop.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:55 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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