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2220 Utter Street, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
2 bd1.5 ba1,159 sqft0.11 ac lotBuilt 1910House
$729,000 $629 / sqft · Cumulative Days Active: 1 Estimate your monthly payment ↓
Craftsman, Bellingham Listing by Coldwell Banker Bain 1 / 35
Price / sqft$629
Lot0.11 acres
Year built1910
TypeHouse
HOANone
Cumulative Days Active1

About this home

Lovable Columbia Neighborhood Cottage: Discover the charm of this inviting 1,159 sq ft, 2-bedroom, 2-bath cottage nestled in Bellingham’s beloved tree-lined Columbia neighborhood. Ideally located near the waterfront, scenic trails for hiking or biking, and just a 1/2 block to historic Elizabeth Park, with easy access to Bellingham’s shops, restaurants, Farmers Market, and local amenities, this home offers the perfect blend of comfort, character, and convenience. Inside, refinished wood floors, new windows, air-conditioning, a bonus room in the finished attic space of 250+/- sq ft, and refreshed interior and exterior paint give the home a fresh, welcoming feel. Outside, enjoy a fully fenced yard with room for your favorite pooch, plus a private backyard perfect for relaxing, gardening, or entertaining. Need a little extra space to work from home? The backyard 100+/- sq ft office pod offers a convenient, separate workspace away from the main living area. Full of charm and thoughtfully refreshed, this delightful cottage is ready to welcome you home! Note: Some of the pictures are Oil Painting Renderings of the home, in the style of Bob Ross.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

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Listed Oct 21, 2026MLS# 2581022

Facts & features

2Beds
1.5Baths
1,159 sqftLiving area
$629Price / sqft
1910Year built
0.11 acLot
Interior
Bedrooms2
Bathrooms1.5
Living area1,159 sqft
StoriesOne
FlooringSoftwood
AppliancesDishwasher, Disposal, Dryer, Refrigerator, Stove(s)/Range(s), Tankless Water Heater, Washer
Building
TypeHouse
StyleCraftsman
Year built1910
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.11 acres (4,792 sqft)
WaterfrontNo
Parking
ParkingOff Street
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterCommunity
HOA & taxes
HOA duesNone
Property tax (2026)$5,545 / yr
Interior features
Dbl Pane/Storm WindowDining RoomWater Heater
Exterior & lot
WoodWood Products

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$4,25830-year fixed · 6.5%
P&I $3,686Taxes $462Insurance $110
Plus ~$21,870 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Schools

Bellingham School District
ElementaryColumbia Elem
MiddleWhatcom Mid
HighBellingham High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham5 min
WWU6 min
St. Joseph Hospital6 min
Peace Arch border31 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2581022
ListedOct 21, 2026
List price$729,000
Cumulative Days Active1
Property typeHouse
StyleCraftsman
Listing brokerageColdwell Banker Bain
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Coldwell Banker Bain. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:54 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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