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15495 Cottonwood Lane, Mount Vernon, WA 98273

Mount Vernon, WA 98273 · Mount Vernon
3 bd2 ba2,144 sqft0.26 ac lotBuilt 1962House
$655,000 $306 / sqft · Cumulative Days Active: 41 Estimate your monthly payment ↓
House, Mount Vernon Listing by RE/MAX Gateway 1 / 25
Price / sqft$306
Lot0.26 acres
Year built1962
TypeHouse
HOANone
Cumulative Days Active41

About this home

Easy single-level living with the big updates already done! A ramp-accessible front entry, manicured lawn, and mature trees create a welcoming first impression. The remodeled kitchen is the heart of the home, featuring shaker cabinetry, light veined countertops, stainless farmhouse sink, smart double-oven range, vented hood, tile backsplash, and tall pantry storage. A hot-water recirculating system provides convenient hot water on demand throughout the home. A sunny dining nook overlooks the covered patio through an oversized picture window, while the living room features a wall of glass, fireplace, and adjoining den ideal for a home office or hobby space. The family room adds a cozy gas stove, wood-look plank flooring, and a slider leading directly to the patio. Thoughtful touches include automated window blinds, a smart bathroom mirror, and ample storage throughout. Whole-house ductless heat pumps provide efficient heating and cooling, solar panels help reduce energy costs, and a generator conveys for added year-round peace of mind. Screened gutters add another low-maintenance feature. Outside, the fully fenced backyard is lined with tall evergreens for privacy and offers plenty of room to garden, entertain, or simply unwind. Attached garage completes this comfortable and well-equipped home.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Sep 11, 2026MLS# 2580698

Facts & features

3Beds
2Baths
2,144 sqftLiving area
$306Price / sqft
1962Year built
0.26 acLot
Interior
Bedrooms3
Bathrooms2
Living area2,144 sqft
StoriesOne
FlooringVinyl, Carpet
AppliancesRefrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built1962
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.26 acres (11,326 sqft)
WaterfrontNo
Parking
ParkingAttached Garage
Utilities
HeatingElectric, Natural Gas
SewerSeptic Tank
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$6,635 / yr
Interior features
Bath Off PrimaryCeiling Fan(s)Dining RoomFireplace
Exterior & lot
BrickMetal/Vinyl

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,97530-year fixed · 6.5%
P&I $3,312Taxes $553Insurance $110
Plus ~$19,650 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 11, 2026Listed for sale $699,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Mount Vernon School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighMount Vernon High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham35 min
WWU33 min
St. Joseph Hospital37 min
Peace Arch border62 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2580698
ListedSep 11, 2026
List price$655,000
Cumulative Days Active41
Property typeHouse
Listing brokerageRE/MAX Gateway
SourceNWMLS as distributed by MLS GRID
Listing courtesy of RE/MAX Gateway. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:54 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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