1406 Franklin Street, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
7 bd5 ba3,455 sqft0.15 ac lotBuilt 1900Multi-family
$950,000 $275 / sqft · Cumulative Days Active: 49 Estimate your monthly payment ↓
Multi-family, Bellingham Listing by Hammer Properties NW Inc. 1 / 39
Price / sqft$275
Lot0.15 acres
Year built1900
TypeMulti-family
HOANone
Cumulative Days Active49

About this home

Turnkey investment with a proven rental history and strong demand in Bellingham's historic York Neighborhood. This Fully occupied duplex lives more like two homes than two attached units. Each side offers a bedroom with a private full bath, generous living space, in-unit laundry, and ample off-street parking. Well maintained and ideally located near 1-5, WWU, downtown Bellingham, transit, and Nelson's Market. Enjoy an easy walk or bike to local restaurants, breweries, and neighborhood favorites. This unique opportunity is perfect for any investment portfolio or a future owner occupant looking for all the charm of the York Neighborhood while offsetting home ownership costs with consistent rental income.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Listed Sep 3, 2026MLS# 2577751

Facts & features

7Beds
5Baths
3,455 sqftLiving area
$275Price / sqft
1900Year built
0.15 acLot
Interior
Bedrooms7
Bathrooms5
Living area3,455 sqft
FlooringVinyl, Carpet
Building
TypeMulti-family
Year built1900
RoofComposition
FoundationBlock, Poured Concrete
Lot & exterior
Lot size0.15 acres (6,534 sqft)
WaterfrontNo
ZoningMulti-Family,Residential
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$9,600 / yr
Interior features
Exterior & lot
Cement Planked

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$5,71430-year fixed · 6.5%
P&I $4,804Taxes $800Insurance $110
Plus ~$28,500 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Sep 3, 2026Listed for sale $950,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham5 min
WWU6 min
St. Joseph Hospital6 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $275
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 30% below the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2577751
ListedSep 3, 2026
List price$950,000
Cumulative Days Active49
Property typeMulti-family
Listing brokerageHammer Properties NW Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Hammer Properties NW Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:53 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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