Price drop

1031 N State Street #310, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
2 bd1 ba871 sqft— lotBuilt 2006Condo
$345,000 $396 / sqft · Cumulative Days Active: 55 Estimate your monthly payment ↓
Condo, Bellingham Listing by Hammer Properties NW Inc. 1 / 25
Price / sqft$396
Lotn/a
Year built2006
TypeCondo
HOA$356/mo
Cumulative Days Active55

About this home

Capture low maintenance, downtown living with this refreshed 2bed condo in The Atrium Building just steps to the farmer's market and all of downtown Bellingham's restaurants and night life. The Atrium provides secure/gated under-building parking, an elevator, and an open air interior common space. This State St. facing unit offers two bedrooms (separated by kitchen and full bathroom), primary bedroom with large walk in closet, new luxury vinyl plank flooring in hall, living room and kitchen, patio with city views and newer appliances. There is bike storage in the parking garage and remote entry overhead door. Bellingham's South Bay Trail is right out the back door providing quick, walking/riding access to Boulevard Park, and Fairhaven. With high demand for rentals in this area and no rental cap you have options for future use. Very well managed community provides peace of mind and a truly pleasant place to live in the downtown core. 3rd floor end unit is a bonus. The Atrium is a pet friendly building.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Aug 28, 2026MLS# 2573777

Facts & features

2Beds
1Baths
871 sqftLiving area
$396Price / sqft
2006Year built
Interior
Bedrooms2
Bathrooms1
Living area871 sqft
StoriesOne
FlooringVinyl, Vinyl Plank, Carpet
AppliancesDishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeCondo
Year built2006
RoofTorch Down
Lot & exterior
ViewCity
WaterfrontNo
Parking
ParkingCommon Garage
Utilities
HeatingElectric
HOA & taxes
HOA dues$356 / mo
Property tax (2026)$2,982 / yr
Interior features
Cooking-ElectricDryer-ElectricWalk-In Closet(s)WasherWater Heater
Exterior & lot
Cement/ConcreteCement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,45930-year fixed · 6.5%
P&I $1,745Taxes $249Insurance $110HOA $356
Plus ~$10,350 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Aug 28, 2026Listed for sale $355,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham5 min
WWU5 min
St. Joseph Hospital7 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $396
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 1% above the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2573777
ListedAug 28, 2026
List price$345,000
Cumulative Days Active55
Property typeCondo
Listing brokerageHammer Properties NW Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Hammer Properties NW Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:52 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$345,000Tour this home