Waterfront

5887 Bay Pine Court, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
4 bd3.5 ba3,673 sqft0.25 ac lotBuilt 1998House
$1,174,000 $320 / sqft · Cumulative Days Active: 131 Estimate your monthly payment ↓
House, Ferndale Listing by HomeSmart One Realty 1 / 40
Price / sqft$320
Lot0.25 acres
Year built1998
TypeHouse
HOA$130/mo
Cumulative Days Active131

About this home

Welcome home! Fresh, modern and move-in ready, this 3,673 sq. ft. home is nestled among mature trees and a natural pond. Designed for entertaining, the home contains four spacious bedrooms and three bathrooms. The finished basement features a large bonus room with gas fireplace - perfect for a media room, game room, home gym, or additional gathering space. A large studio/room with a separate entrance is located in the basement level. Use it for multigenerational living, guest quarters, or transform it into a craft room or woodworking shop. Whether you're entertaining guests, relaxing on the deck overlooking the water, or enjoying the peaceful surroundings, this home offers a rare combination of privacy, views, and convenience. Don't miss this opportunity to own a home in one of Ferndale's most desirable locations.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Waterfront
Listed Aug 10, 2026MLS# 2567289

Facts & features

4Beds
3.5Baths
3,673 sqftLiving area
$320Price / sqft
1998Year built
0.25 acLot
Interior
Bedrooms4
Bathrooms3.5
Living area3,673 sqft
StoriesTwo
FlooringHardwood, Carpet
Building
TypeHouse
Year built1998
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.25 acres (10,890 sqft)
ViewPond
WaterfrontLake
Parking
ParkingAttached Garage
Utilities
HeatingNatural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA dues$130 / mo
Property tax (2026)$6,927 / yr
Interior features
Exterior & lot
Cement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$6,75430-year fixed · 6.5%
P&I $5,936Taxes $577Insurance $110HOA $130
Plus ~$35,220 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Aug 10, 2026Listed for sale $1,174,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham17 min
WWU18 min
St. Joseph Hospital16 min
Peace Arch border20 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$625k171 active listings
Cumulative Days Active87median, active listings
List price per sqft$320this home: $320
Homes for sale171in Ferndale

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 0% above the median of current Ferndale listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2567289
ListedAug 10, 2026
List price$1,174,000
Cumulative Days Active131
Property typeHouse
Listing brokerageHomeSmart One Realty
SourceNWMLS as distributed by MLS GRID
Listing courtesy of HomeSmart One Realty. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:51 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$1,174,000Tour this home