PendingPrice drop

1413 N Garden, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
2 bd1 ba1,128 sqft0.11 ac lotBuilt 1905House
$399,000 $354 / sqft · Cumulative Days Active: 73 Estimate your monthly payment ↓
House, Bellingham Listing by Muljat Group 1 / 13
Price / sqft$354
Lot0.11 acres
Year built1905
TypeHouse
HOANone
Cumulative Days Active73

About this home

Opportunity awaits in one of Bellingham's most desirable locations! This charming 2-bedroom, 1-bathroom home offers 1,128sqft of living space filled with character and endless potential. Whether you're looking for a place to call home, an investment property, or your next development project, this property is worth a look. The spacious lot provides exciting possibilities for future expansion with the new middle housing guidelines; Buyer to verify with COB. Conveniently located just minutes from downtown, parks, shopping, restaurants, schools, and Western Washington University, this property combines an unbeatable location with outstanding upside. A rare opportunity to own a property with both immediate charm and long-term potential in the heart of Bellingham!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Jul 14, 2026MLS# 2554329

Facts & features

2Beds
1Baths
1,128 sqftLiving area
$354Price / sqft
1905Year built
0.11 acLot
Interior
Bedrooms2
Bathrooms1
Living area1,128 sqft
StoriesOne
FlooringSoftwood, Vinyl
AppliancesRefrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built1905
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.11 acres (4,792 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingDriveway, Off Street
Utilities
HeatingNatural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$4,130 / yr
Interior features
Exterior & lot
WoodWood Products

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,47230-year fixed · 6.5%
P&I $2,018Taxes $344Insurance $110
Plus ~$11,970 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jul 14, 2026Listed for sale $475,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryLowell Elem
MiddleFairhaven Mid
HighSehome High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham4 min
WWU6 min
St. Joseph Hospital6 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $354
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

Listing details

StatusPending
MLS #2554329
ListedJul 14, 2026
List price$399,000
Cumulative Days Active73
Property typeHouse
Listing brokerageMuljat Group
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Muljat Group. Based on information submitted to the MLS GRID as of Oct 23, 2026, 1:46 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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