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45401 Nellie Lane, Concrete, WA 98237

Concrete, WA 98237 · Concrete
1 bd1 ba1,209 sqft1.25 ac lotBuilt 1920House
$359,000 $297 / sqft · Cumulative Days Active: 93 Estimate your monthly payment ↓
House, Concrete Listing by Windermere RE Skagit Valley 1 / 9
Price / sqft$297
Lot1.25 acres
Year built1920
TypeHouse
HOANone
Cumulative Days Active93

About this home

Investor Special! Motivated seller. Renovate the main home while generating rental income from the second dwelling. Your North Cascades Escape—With Income Potential! Discover a property that's more than just a home—it's an opportunity. The 2+ bedroom main house features hardwood floors and a cozy wood stove, ready for your vision and updates. A separate MIL (mother-in-law) unit provides immediate flexibility for rental income, guest accommodations, or multigenerational living. The possibilities continue with a bonus buildable, offering the potential for multiple income streams and future expansion. Situated on 1.25 acres with breathtaking Sauk Mountain views and a creek in your backyard, this property also includes RV parking and plenty of space to enjoy the outdoors. Whether you're an investor, looking for a multigenerational living arrangement, or seeking a home with exceptional income potential, this property delivers. Nestled in the heart of the North Cascades, this rare offering combines scenic beauty, versatility, and investment potential—giving you the chance to create your dream lifestyle while building long-term value.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price dropWaterfront
Listed Jul 14, 2026MLS# 2553761

Facts & features

1Beds
1Baths
1,209 sqftLiving area
$297Price / sqft
1920Year built
1.25 acLot
Interior
Bedrooms1
Bathrooms1
Living area1,209 sqft
StoriesOne
FlooringLaminate, Carpet
AppliancesDryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built1920
RoofComposition, Metal
FoundationPillar/Post/Pier
Lot & exterior
Lot size1.25 acres (54,450 sqft)
ViewMountains, Territorial
WaterfrontCreek
Parking
ParkingDriveway, Off Street, RV Parking
Utilities
HeatingElectric, Wood
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$2,086 / yr
Interior features
FireplaceVaulted Ceiling(s)Water Heater
Exterior & lot
WoodWood Products

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,09930-year fixed · 6.5%
P&I $1,815Taxes $174Insurance $110
Plus ~$10,770 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jul 14, 2026Listed for sale $399,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Concrete School District
ElementaryBuyer To Verify
MiddleBuyer To Verify
HighBuyer To Verify
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham51 min
WWU51 min
St. Joseph Hospital52 min
Peace Arch border77 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2553761
ListedJul 14, 2026
List price$359,000
Cumulative Days Active93
Property typeHouse
Listing brokerageWindermere RE Skagit Valley
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Skagit Valley. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:48 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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