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1417 N Garden Street, Bellingham, WA 98225

Bellingham, WA 98225 · Bellingham
4 bd1.25 ba1,292 sqft0.08 ac lotBuilt 1906House
$475,000 $368 / sqft · Cumulative Days Active: 68 Estimate your monthly payment ↓
Victorian, Bellingham Listing by Windermere RE Whatcom, Inc. 1 / 22
Price / sqft$368
Lot0.08 acres
Year built1906
TypeHouse
HOANone
Cumulative Days Active68

About this home

Prime downtown Bellingham investment opportunity! Just minutes from WWU, this versatile 4 bedroom Victorian offers strong rental income potential with comparable rentals achieving approximately $3,200-$3,400 per month. Situated in one of Bellingham's most walkable neighborhoods, you'll enjoy easy access to downtown restaurants, coffee shops, breweries, parks, trails, public transit and Western Washington University. For owner occupants, the central location offers an active urban lifestyle with the charm and character of a classic Victorian home, making it easy to leave the car behind and enjoy everything downtown has to offer. Significant improvements including updated electrical, plumbing, insulation, high efficiency gas furnace, newer composition roof and gutters and interior/exterior paint provide peace of mind and lower maintenance costs. The home features 4 bedrooms, a 3/4 bath on the main level and a convenient 1/2 bath upstairs. Zoned for single family, multifamily or office use, this property offers exceptional flexibility for investors, owner occupants or future redevelopment opportunities. Buyer to verify development uses.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Jul 10, 2026MLS# 2553082

Facts & features

4Beds
1.25Baths
1,292 sqftLiving area
$368Price / sqft
1906Year built
0.08 acLot
Interior
Bedrooms4
Bathrooms1.25
Living area1,292 sqft
StoriesTwo
FlooringVinyl, Carpet
AppliancesDishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
StyleVictorian
Year built1906
RoofComposition
FoundationPillar/Post/Pier
Lot & exterior
Lot size0.08 acres (3,485 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingOff Street, RV Parking
Utilities
HeatingElectric, Natural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$3,977 / yr
Interior features
Dbl Pane/Storm WindowWater Heater
Exterior & lot
Wood

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,84330-year fixed · 6.5%
P&I $2,402Taxes $331Insurance $110
Plus ~$14,250 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jul 10, 2026Listed for sale $519,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Bellingham School District
ElementaryLowell Elem
MiddleFairhaven Mid
HighSehome High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham4 min
WWU6 min
St. Joseph Hospital6 min
Peace Arch border33 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$600k600 active listings
Cumulative Days Active74median, active listings
List price per sqft$392this home: $368
Homes for sale600in Bellingham

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 6% below the median of current Bellingham listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusActive
MLS #2553082
ListedJul 10, 2026
List price$475,000
Cumulative Days Active68
Property typeHouse
StyleVictorian
Listing brokerageWindermere RE Whatcom, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:48 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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