Price drop

2085 Cottage Place, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
3 bd1.5 ba1,472 sqft0.14 ac lotBuilt 1912House
$399,000 $271 / sqft · Cumulative Days Active: 175 Estimate your monthly payment ↓
Craftsman, Ferndale Listing by COMPASS 1 / 36
Price / sqft$271
Lot0.14 acres
Year built1912
TypeHouse
HOANone
Cumulative Days Active175

About this home

This delightful, light-filled historic gem is tucked away in a charming Ferndale neighborhood, perfectly balancing comfort, convenience, and privacy. From the moment you step inside, you'll notice thoughtful touches like soaring ceilings, generous walk-in closets, and plenty of storage throughout the home.The second floor offers elevated tranquility with its high-set windows, ensuring serene privacy in every corner. Meanwhile, the main floor seamlessly connects indoor and outdoor living, with direct access to a fully fenced backyard—a private oasis featuring garden space and an exterior storage shed, ideal for your hobbies or extra storage needs.Located at the quiet end of a no-through road, this home feels like a peaceful retreat while still being just moments from Ferndale High School and other local conveniences. Relax on the inviting front porch and soak in the neighborhood's welcoming ambiance, or step inside to enjoy fresh updates, including new carpet and interior paint. Move-in ready and brimming with charm, this home is just waiting for you to make it your own!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price drop
Listed Apr 21, 2026MLS# 2509997

Facts & features

3Beds
1.5Baths
1,472 sqftLiving area
$271Price / sqft
1912Year built
0.14 acLot
Interior
Bedrooms3
Bathrooms1.5
Living area1,472 sqft
StoriesTwo
FlooringVinyl, Carpet
AppliancesStove(s)/Range(s)
Building
TypeHouse
StyleCraftsman
Year built1912
RoofComposition
Lot & exterior
Lot size0.14 acres (6,098 sqft)
ViewTerritorial
WaterfrontNo
Parking
ParkingDriveway
Utilities
HeatingNatural Gas
SewerSewer Connected
WaterPublic
HOA & taxes
HOA duesNone
Property tax (2026)$3,321 / yr
Interior features
Ceiling Fan(s)Dining RoomFireplaceWater Heater
Exterior & lot
Wood

Monthly payment

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Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$2,40430-year fixed · 6.5%
P&I $2,018Taxes $277Insurance $110
Plus ~$11,970 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Apr 21, 2026Listed for sale $475,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryCentral Elem
MiddleVista Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham15 min
WWU16 min
St. Joseph Hospital15 min
Peace Arch border21 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$625k171 active listings
Cumulative Days Active87median, active listings
List price per sqft$320this home: $271
Homes for sale171in Ferndale

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

Listing details

StatusActive
MLS #2509997
ListedApr 21, 2026
List price$399,000
Cumulative Days Active175
Property typeHouse
StyleCraftsman
Listing brokerageCOMPASS
SourceNWMLS as distributed by MLS GRID
Listing courtesy of COMPASS. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:43 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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