Price dropWaterfront

42 Saltspring Drive, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
— bd— ba— sqft0.17 ac lotBuilt Land
$295,000 — / sqft · Cumulative Days Active: 220 Estimate your monthly payment ↓
Land, Ferndale Listing by Windermere RE Whatcom, Inc. 1 / 21
Price / sqft—
Lot0.17 acres
Year built—
TypeLand
HOA$40/mo
Cumulative Days Active220

About this home

Waterfront lot with views of the bay, sound, islands, and Mt. Baker. 50 feet of waterfront inside on a sheltered bay. If you're a boater the marina is across the street. Amenities include a golf course, swimming pool, clubhouse, and marina. Water, sewer, and electricity are in the street. This waterfront community is a short 15 minute drive to the airport and another 5 minutes to major shopping and health care facilities.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price dropWaterfront
Listed Feb 20, 2026MLS# 2481535

Facts & features

0.17 acLot
Building
TypeLand
Lot & exterior
Lot size0.17 acres (7,405 sqft)
ViewBay, Islands, Mountains, See Remarks, Strait, Territorial
WaterfrontNo Bank
ZoningResidential
Utilities
SewerIn Street
WaterIn Street
HOA & taxes
HOA dues$40 / mo
Interior features
Exterior & lot

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$1,87530-year fixed · 6.5%
P&I $1,492Taxes $234Insurance $110HOA $40
Plus ~$8,850 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Feb 20, 2026Listed for sale $349,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryEagleridge Elem
MiddleHorizon Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham18 min
WWU18 min
St. Joseph Hospital19 min
Peace Arch border23 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusActive
MLS #2481535
ListedFeb 20, 2026
List price$295,000
Cumulative Days Active220
Property typeLand
Listing brokerageWindermere RE Whatcom, Inc.
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere RE Whatcom, Inc.. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:42 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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