Price dropWaterfront

4144 Saltspring Drive, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
2 bd1 ba1,295 sqft0.21 ac lotBuilt 1968House
$775,000 $598 / sqft · Cumulative Days Active: 372 Estimate your monthly payment ↓
House, Ferndale Listing by John L. Scott Snohomish 1 / 39
Price / sqft$598
Lot0.21 acres
Year built1968
TypeHouse
HOA$505/mo
Cumulative Days Active372

About this home

Welcome to this beautifully maintained 2 bed + open loft, 1 bath waterfront home in the desirable Sandy Point community! Enjoy fiery sunrises from the freshly stained deck overlooking 62' of waterfront with low bank access for easy kayak & SUP launch. East-facing with gorgeous backdrop of Mt. Baker & Twin Sisters, this charming, updated beach house features soaring tongue & groove ceilings, an updated kitchen w/ new refrigerator, an updated bath, and a spacious loft that accommodates 4–6. Other features include newer W/D, new roof in last year, newer siding & windows. Community amenities include private golf course, marina, pickle ball & tennis courts, clubhouse & pool. Operating as an active Airbnb/short-term rental with all furnishings included.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Price dropWaterfront
Listed Jan 21, 2026MLS# 2470905

Facts & features

2Beds
1Baths
1,295 sqftLiving area
$598Price / sqft
1968Year built
0.21 acLot
Interior
Bedrooms2
Bathrooms1
Living area1,295 sqft
StoriesOne and One Half
FlooringVinyl
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Stove(s)/Range(s), Washer
Building
TypeHouse
Year built1968
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.21 acres (9,148 sqft)
ViewBay, Mountains, Ocean, Sea, Sound, Territorial
WaterfrontBayfront, No Bank, Ocean Front, Saltwater, Sound
Parking
ParkingDriveway, RV Parking
Utilities
HeatingElectric
SewerSewer Connected
WaterCommunity
HOA & taxes
HOA dues$505 / mo
Property tax (2025)$4,723 / yr
Interior features
Ceiling Fan(s)Dbl Pane/Storm WindowLoftVaulted Ceiling(s)Water Heater
Exterior & lot
Cement Planked

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$4,92730-year fixed · 6.5%
P&I $3,919Taxes $394Insurance $110HOA $505
Plus ~$23,250 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jan 21, 2026Listed for sale $865,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryEagleridge Elem
MiddleHorizon Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham18 min
WWU18 min
St. Joseph Hospital19 min
Peace Arch border23 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$625k171 active listings
Cumulative Days Active87median, active listings
List price per sqft$320this home: $598
Homes for sale171in Ferndale

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

Listing details

StatusActive
MLS #2470905
ListedJan 21, 2026
List price$775,000
Cumulative Days Active372
Property typeHouse
Listing brokerageJohn L. Scott Snohomish
SourceNWMLS as distributed by MLS GRID
Listing courtesy of John L. Scott Snohomish. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:41 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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