ContingentPrice drop

3836 Bay Lane, Anacortes, WA 98221

Anacortes, WA 98221 · Anacortes
3 bd3 ba3,052 sqft0.44 ac lotBuilt 1989House
$1,010,000 $331 / sqft · Cumulative Days Active: 276 Estimate your monthly payment ↓
House, Anacortes Listing by American Dream R. E. Services 1 / 40
Price / sqft$331
Lot0.44 acres
Year built1989
TypeHouse
HOA$152/mo
Cumulative Days Active276

About this home

Welcome to 3836 Bay Lane in Anacortes, a standout home offering space, versatility, and Northwest charm. With 3,052 sq ft, this impressive residence features 3 bedrooms and 4 baths with a layout designed for both everyday comfort and memorable gatherings. Two expansive decks invite you to relax and entertain, including an upper deck with partial views and coastal breezes. The oversized garage is a rare highlight, accommodating three vehicles plus RV or boat parking, while the concrete storage area beneath the main floor adds exceptional functionality. Well maintained and full of opportunity, this is a property that truly delivers - you won’t want to miss this!

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

ContingentPrice drop
Listed Jan 2, 2026MLS# 2464581

Facts & features

3Beds
3Baths
3,052 sqftLiving area
$331Price / sqft
1989Year built
0.44 acLot
Interior
Bedrooms3
Bathrooms3
Living area3,052 sqft
StoriesOne and One Half
FlooringLaminate, Carpet
AppliancesDishwasher, Disposal, Refrigerator, Stove(s)/Range(s)
Building
TypeHouse
Year built1989
RoofComposition
FoundationPoured Concrete
Lot & exterior
Lot size0.44 acres (19,166 sqft)
ViewPartial, Territorial
WaterfrontNo
Parking
ParkingDriveway, Attached Garage, RV Parking
Utilities
HeatingPropane
SewerSeptic Tank
WaterPrivate
HOA & taxes
HOA dues$152 / mo
Property tax (2025)$7,894 / yr
Interior features
FireplaceWater Heater
Exterior & lot
Wood Products

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$6,02730-year fixed · 6.5%
P&I $5,107Taxes $658Insurance $110HOA $152
Plus ~$30,300 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Jan 2, 2026Listed for sale $1,175,000

Tax history

YearAssessed valueProperty tax
Source: Skagit County Assessor. Assessed value is not a market value.

Schools

Anacortes School District
ElementaryBuyer To Verify
MiddleAnacortes Mid
HighAnacortes High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham35 min
WWU33 min
St. Joseph Hospital37 min
Peace Arch border55 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Median list price$799k193 active listings
Cumulative Days Active84median, active listings
List price per sqft$439this home: $331
Homes for sale193in Anacortes

Area figures compiled by irenakolbert.com from current active NWMLS listings — not part of this listing's data.

This home's list price per square foot is about 25% below the median of current Anacortes listings. Irena can pull recent closed sales on this street before you write an offer.

Listing details

StatusContingent
MLS #2464581
ListedJan 2, 2026
List price$1,010,000
Cumulative Days Active276
Property typeHouse
Listing brokerageAmerican Dream R. E. Services
SourceNWMLS as distributed by MLS GRID
Listing courtesy of American Dream R. E. Services. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:41 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
$1,010,000Tour this home