Pending FeasibilityWaterfront

3909 Saltspring Drive, Ferndale, WA 98248

Ferndale, WA 98248 · Ferndale
— bd— ba— sqft0.31 ac lotBuilt Land
$495,000 — / sqft · Cumulative Days Active: 182 Estimate your monthly payment ↓
Land, Ferndale Listing by Windermere Real Estate Whatcom 1 / 9
Price / sqft—
Lot0.31 acres
Year built—
TypeLand
HOA$325/mo
Cumulative Days Active182

About this home

Welcome to a world of waterfront luxury and convenience! This spectacular low bank waterfront property is a true gem, boasting all necessary mitigations and approvals, ensuring peace of mind for any discerning buyer. Prepare to be captivated by breathtaking views of the Bay, majestic mountains, and nearby islands, creating an unparalleled backdrop for your dream home. Nestled within close proximity to coveted amenities such as a golf course, marina, clubhouse, tennis courts, and playgrounds, convenience meets luxury in this exclusive offering. Whether you seek serene relaxation or exhilarating outdoor adventures, this property offers the perfect balance. 7 lots are available.

NWMLS logoListing courtesy of the Northwest Multiple Listing Service (NWMLS).

Waterfront
Listed Oct 15, 2024MLS# 2301792

Facts & features

0.31 acLot
Building
TypeLand
Lot & exterior
Lot size0.31 acres (13,630 sqft)
ViewBay, Canal, Ocean, Sound, Strait
WaterfrontLow Bank, Saltwater
ZoningResidential
Utilities
SewerIn Street
WaterIn Street, On Property
HOA & taxes
HOA dues$325 / mo
Interior features
Exterior & lot

Monthly payment

Full calculator →

Payment estimate calculated by irenakolbert.com from the assumptions below — not part of the NWMLS listing data. A lender will confirm actual figures.

Loan term
Down payment$20%
Interest rate%
Est. total / month$3,33030-year fixed · 6.5%
P&I $2,503Taxes $392Insurance $110HOA $325
Plus ~$14,850 closing costs (est. 3%), paid once at closing. Get pre-approval guidance →
Estimate only, using the down payment, interest rate, and loan term set above. The APR, which includes loan costs, may be higher than the rate. Includes estimated property tax (~0.95%), insurance (~$110/mo), and any HOA dues. Not an offer of credit — a lender will confirm actual terms.

Price history

DateEventPrice Oct 15, 2024Listed for sale $495,000

Tax history

YearAssessed valueProperty tax
Source: Whatcom County Assessor. Assessed value is not a market value.

Schools

Ferndale School District
ElementaryMountain View Elementary
MiddleVista Mid
HighFerndale High
School assignments come from the listing data provided by NWMLS. They're based on address and can change — verify with the district before relying on them.
⬤ Street view ↗
Downtown Bellingham18 min
WWU18 min
St. Joseph Hospital18 min
Peace Arch border24 min

Drive times are straight-line estimates calculated by irenakolbert.com — not part of the NWMLS listing data.

Listing details

StatusPending Feasibility
MLS #2301792
ListedOct 15, 2024
List price$495,000
Cumulative Days Active182
Property typeLand
Listing brokerageWindermere Real Estate Whatcom
SourceNWMLS as distributed by MLS GRID
Listing courtesy of Windermere Real Estate Whatcom. Based on information submitted to the MLS GRID as of Oct 23, 2026, 12:40 PM (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website: listings located outside Whatcom and Skagit counties are not displayed.
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